BR · BRL

Brazil digital banks

Nubank is not a challenger anymore — it is one of the largest digital banks on earth, listed in New York, with 100 million-plus customers across Brazil, Mexico, and Colombia. Inter, C6, PicPay, and Mercado Pago fill the rest of the slot. PIX is the rail. FGC membership is the safety line. If you are comparing “best neobank in Brazil,” start with Nubank and then decide whether you need a second account for credit or brokerage.

6Live on the desk

Regulator

Banco Central do Brasil

Deposit scheme

FGC covers eligible deposits up to R$250,000 per CPF per institution

In this market

Licence still sits on the product

Product	Score	HQ	Monthly	FX	Users	Licence
Wise	8.6	London, United Kingdom	Free personal	Mid-market plus a transparent conversion fee — the category benchmark	16M+	EMI (personal)
Revolut	8.6	London, United Kingdom	Free	Fair-usage weekday mid-market; weekend markup on Standard	50M+	UK bank (eligible customers)
Nubank	8.1	São Paulo, Brazil	No annual fee on core card	IOF + spread on foreign spend (Brazil rules)	100M+	Financial institution / credit card issuer
Trust Wallet	7.6	Global, United States	Free	Swap aggregator	200M+	See review
Agibank	6.8	Porto Alegre, Brazil	Pack-dependent	Not a travel bank	6M+	Bank (Banco Agibank)
alt.bank	5.7	São Paulo, Brazil	B2B programme pricing	N/A	BaaS / issuer scale	Credit + card infrastructure for other brands — not a retail current account

Questions

Is Nubank FGC protected?+

Nu Pagamentos / Nu Financeira products that qualify as deposits at FGC-member entities are covered up to the FGC cap. Credit-card float and investment sleeves follow different rules.

Other desks

Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.