NeoBankDB

BR · BRL

Brazil digital banks

Nubank is not a challenger anymore — it is one of the largest digital banks on earth, listed in New York, with 100 million-plus customers across Brazil, Mexico, and Colombia. Inter, C6, PicPay, and Mercado Pago fill the rest of the slot. PIX is the rail. FGC membership is the safety line. If you are comparing “best neobank in Brazil,” start with Nubank and then decide whether you need a second account for credit or brokerage.

10Live on NeoBankDB

Regulator

Banco Central do Brasil

Deposit scheme

FGC covers eligible deposits up to R$250,000 per CPF per institution

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
Wise8.6London, United KingdomFree personalMid-market plus a transparent conversion fee — the category benchmark16M+EMI (personal)
Revolut8.6London, United KingdomFreeFair-usage weekday mid-market; weekend markup on Standard50M+UK bank (eligible customers)
Nubank8.1São Paulo, BrazilNo annual fee on core cardIOF + spread on foreign spend (Brazil rules)100M+Financial institution / credit card issuer
Ledger7.7Paris, FranceApp is free. The signer is a purchase.Buy, swap, and stake in the app are third-party services. Ledger is not the spread.8M+ signersNot a bank. French SAS that sells signers.
Trust Wallet7.6Global, United StatesFreeSwap aggregator200M+See review
Inter7.3Belo Horizonte, BrazilFree current-account pitch — confirm liveNot Wise; Inter shop / FX is a SKUTens of millionsMultiple bank — Banco Inter S.A.
iti7.0São Paulo, BrazilFree digital-account pitch — confirm liveNot the jobItaú digital armDigital brand of Itaú Unibanco S.A.
Agibank6.8Porto Alegre, BrazilPack-dependentNot a travel bank6M+Bank (Banco Agibank)
alt.bank5.7São Paulo, BrazilB2B programme pricingN/ABaaS / issuer scaleCredit + card infrastructure for other brands — not a retail current account
Lift Bank3.7Vitória, BrazilProduct paused — confirm live—PausedLIFT PAGAMENTOS LTDA — CNPJ 32.761.142/0001-68. Not a banco múltiplo

Questions

01

Is Nubank FGC protected?

Nu Pagamentos / Nu Financeira products that qualify as deposits at FGC-member entities are covered up to the FGC cap. Credit-card float and investment sleeves follow different rules.

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Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.