Category
E-money, stored-value and payment accounts. Not deposit-taking banks.
8Live
| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
| 6.7 | Riyadh, Saudi Arabia | Wallet SKU — confirm live | International transfers are a product — spread exists | 1M in 21 days at launch (claimed) | E-wallet — Barraq Finance Company (Decision 26/M SM/1445). Not a bank | ||
| 6.5 | Mexico City, Mexico | Freemium / plus SKUs — confirm live | USD sleeves if any are a tariff, not a US bank | Millions in MX | IFPE (institución de fondos de pago electrónico) | ||
| 6.5 | London, United Kingdom | Confirm live ethical-account tariff | Transparent-fee pitch — still a spread | UK ethical-fintech scale | Authorised EMI — Algbra FS UK Limited, FRN 952360 | ||
| 6.5 | Manama, Bahrain | App SKU — confirm live | Corridor product, not mid-market magic | Telco-group fintech | Class 2 investment + payment entities — not a CBB retail bank | ||
| 6.3 | Lima, Peru | Card / FX SKUs — confirm live | Cross-border is the product — spread exists | Fintech-scale | Fintech. Not an SBS bank | ||
| 6.2 | Barcelona, Spain | Account SKUs — confirm live | Business FX is a corridor product, not mid-market magic | Community-scale | Fintech community / wallet — not a Spanish credit institution | ||
| 6.2 | Nouméa / Paris, France | Inclusion SKU — confirm live | XPF/EUR is the home corridor | Pacific-scale | Payment account via Xpollens (BPCE EMI, CIB 51680). BEBUNK SAS, Paris RCS 892 121 559 | ||
| 5.0 | Dubai, United Arab Emirates | Product unclear — confirm live | Not the job | Lifestyle leftover | Fintech. Not a CBUAE bank |