NeoBankDB

IT · EUR

Italy digital banks

Italy’s digital layer is mostly bank-owned. Banca Widiba is Montepaschi’s digital and advice bank — Banca d’Italia / ECB, FITD, Italian IBAN. Fineco is the other search. Revolut and N26 sit beside them as foreign IBANs. FITD is a consortium of Italian banks; the cap is per depositor per bank, and group maths still apply. An EMI IBAN that looks Italian is not FITD.

4Live on NeoBankDB

Regulator

Banca d’Italia and ECB; CONSOB for markets

Deposit scheme

FITD (Fondo Interbancario di Tutela dei Depositi) up to €100,000 per depositor per bank

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
HYPE7.1Biella / Milan, ItalyFree SKU plus paid plans — confirm livePlan-gated, not Wise~1.5 millionCommercial brand of Banca Sella — FITD group
Banca Widiba7.0Milan, ItalyAccount packs — confirm liveBank tariffMPS digital + advisor networkCredit institution — Banca Widiba S.p.A. (Wise Dialog Bank)
isybank7.0Milan, ItalyPlan-priced — confirm liveBank tariffIntesa digital armItalian bank — isybank S.p.A., Intesa Sanpaolo group (ex Banca 5 / Banca ITB)
illimity6.5Milan, ItalyBank tariff — confirm liveNot a travel bankSpecialty lenderItalian bank — illimity Bank S.p.A., Banca Ifis group

Questions

01

Is Banca Widiba FITD-protected?

Banca Widiba S.p.A. is an Italian credit institution in the Montepaschi group. Eligible deposits sit under FITD up to €100,000. Treat the cap as a group question if you already hold Montepaschi.

Other markets

Cayman IslandsJapanIndonesiaPhilippinesBrazilFranceSwitzerlandGermanySingaporeUnited Arab EmiratesNigeriaCanadaAustraliaUnited KingdomUnited StatesIndiaSpainPortugalMalaysiaGhanaBelgiumCzechiaHong KongFinlandMexicoTurkeyUzbekistanSouth AfricaAlgeriaSaudi ArabiaBahrainPeruSouth KoreaNetherlandsDenmarkEstoniaColombiaChileAzerbaijanUkrainePolandEgyptIcelandTaiwanMaltaMoroccoVietnamKyrgyzstanSri LankaNew ZealandIsraelPakistanCyprus

Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.