Inter

Banco Inter S.A. Brazilian bank. BCB. FGC. Super-app, not a wallet.

Rate this app

7.3Solid
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Our take

Desk verdict

Banco Inter S.A. is a Brazilian bank. BCB. FGC up to R$250,000 on eligible deposits. Belo Horizonte. The orange app is a bank, a shop and a broker. Score the deposit as FGC. Score the shop as a shop. Nubank is the other giant on this desk. Inter is not a wallet.

Intermedium, then Banco Inter, then a listed super-app. Directories still write Intera. The legal name is Banco Inter. PIX is the rail. FGC is the scheme.

Inter lists Multiple bank — Banco Inter S.A. under Banco Central do Brasil in Brazil. On safeguarding we currently write: FGC up to R$250,000 per CPF per institution on eligible deposits. Holder / issuer line: Banco Inter S.A.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Free current-account pitch — confirm live; FX Not Wise; Inter shop / FX is a SKU; ATM Banco24Horas / network; interest CDB / remunerated SKUs — rates move. This desk would open it for: Brazil residents who want a listed BCB bank with a super-app, not only Nubank.

What it does well: Named BCB bank; FGC; Scale. What to watch: Brazil-resident; Super-app sprawl; Not a remote USD bank. Desk score 7.3 / 10 (safety 8.2, fees 8.0, features 8.4, app 8.2). Last verified 2026-08-30. Headquartered in Belo Horizonte, Brazil; founded 1994. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Brazil residents who want a listed BCB bank with a super-app, not only Nubank.

Pros

  • +Named BCB bank
  • +FGC
  • +Scale
  • +Investing sleeve is labelled

Cons

  • Brazil-resident
  • Super-app sprawl
  • Not a remote USD bank
  • Credit SKUs are not the deposit

Account facts

Platforms
iOS · Android · Web
Account types
Personal · SME
Partner bank
Banco Inter S.A.
Minimum balance
R$0
Lowest monthly fee
Free digital-account pitch — confirm live
Who can open
Brazil residents
Availability
Brazil

How it actually works

Custody
Bank balance
Local rails
In-app ledger
Built for
Personal · Business · Investing
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
mastercard · physical · virtual · Apple Pay · Google Pay

Safety

FGC up to R$250,000 per CPF per institution on eligible deposits

Holder / issuer: Banco Inter S.A.

  • Banco Central do BrasilMultiple bank — Banco Inter S.A. · Brazil

Fees

Monthly
Free current-account pitch — confirm live
FX markup
Not Wise; Inter shop / FX is a SKU
ATM
Banco24Horas / network
Interest
CDB / remunerated SKUs — rates move

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Brazilian current account
  • PIX
  • Investing / Inter Shop
  • FGC bank
  • US listing path

Score

Safety25%
8.2
Fees20%
8.0
Features15%
8.4
App15%
8.2
Global15%
3.6
Support10%
6.6

Change log

Full log
  1. Licence

    Banco Inter S.A. — BCB / FGC

    Not ‘Intera’. Brazilian digital bank. PIX. Shared FGC cap.

Available in

FAQ

01

Is Inter a bank?

Inter holds a banking-style licence (Banco Central do Brasil). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

FGC up to R$250,000 per CPF per institution on eligible deposits

03

Where is Inter available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with Inter.

04

Card and wallets?

mastercard · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Used Inter?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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