Brazil
activeFeaturedNeobank
- HQ
- São Paulo
- Fee
- No annual fee on core card
Inter
Banco Inter S.A. Brazilian bank. BCB. FGC. Super-app, not a wallet.
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7.3Solid
AlternativesFive questions
At a glance
Is it a bank?
Yes — Multiple bank — Banco Inter S.A. (Banco Central do Brasil). Still read the entity on the statement.
If it fails?
FGC up to R$250,000 per CPF per institution on eligible deposits
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free current-account pitch — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.3
/10 · Solid
Banco Inter S.A. is a Brazilian bank. BCB. FGC up to R$250,000 on eligible deposits. Belo Horizonte. The orange app is a bank, a shop and a broker. Score the deposit as FGC. Score the shop as a shop. Nubank is the other giant on this desk. Inter is not a wallet.
What it is
Intermedium, then Banco Inter, then a listed super-app. Directories still write Intera. The legal name is Banco Inter. PIX is the rail. FGC is the scheme.
Best for: Brazil residents who want a listed BCB bank with a super-app, not only Nubank.
Last checked 2026-08-30. Not advice.
What it does well
- +Named BCB bank
- +FGC
- +Scale
- +Investing sleeve is labelled
What to watch
- −Brazil-resident
- −Super-app sprawl
- −Not a remote USD bank
- −Credit SKUs are not the deposit
Who holds the money
The account
- Platforms
- iOS · Android · Web
- Account types
- Personal · SME
- Partner bank
- Banco Inter S.A.
- Minimum balance
- R$0
- Lowest monthly fee
- Free digital-account pitch — confirm live
- Who can open
- Brazil residents
- Availability
- Brazil
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Business · Investing
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- Inter lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
FGC up to R$250,000 per CPF per institution on eligible deposits
Who holds the money: Banco Inter S.A.
- Banco Central do BrasilMultiple bank — Banco Inter S.A. · Brazil
Fees
- Monthly
- Free current-account pitch — confirm live
- FX markup
- Not Wise; Inter shop / FX is a SKU
- ATM
- Banco24Horas / network
- Interest
- CDB / remunerated SKUs — rates move
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- –Halal
- Brazilian current account
- PIX
- Investing / Inter Shop
- FGC bank
- US listing path
Score
- Safety25%
- 8.2
- Fees20%
- 8.0
- Features15%
- 8.4
- App15%
- 8.2
- Global15%
- 3.6
- Support10%
- 6.6
Change log
Full logLicence
Banco Inter S.A. — BCB / FGC
Not ‘Intera’. Brazilian digital bank. PIX. Shared FGC cap.
Available in
Straight answers
FAQ
01Is Inter a bank?
Inter holds a banking-style licence (Banco Central do Brasil). Still read the legal entity on the statement, not the app icon.
02How is money protected?
FGC up to R$250,000 per CPF per institution on eligible deposits
03Where is Inter available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Inter.
04Card and wallets?
Inter lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Inter remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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