KY · KYD

Cayman Islands digital banks

Seat flag for companies on this desk that are incorporated in the Cayman Islands. It is not a list of banks you can open from here.

1Live on NeoBankDB

Regulator

Cayman Islands Monetary Authority (CIMA). A Cayman company is not automatically CIMA-licensed.

Deposit scheme

No retail deposit guarantee is named on this desk. A Cayman SEZC is not an FSCS or FDIC bank.

In this market

Licence still sits on the product

	Product	Score	HQ	Monthly	FX	Users	Licence
	ether.fi Cash	7.1	Special Economic Zone, Cayman Islands	No monthly account fee is on the help-centre fee table. Physical and virtual cards are free only up to the tier allowance.	Help centre, checked 3 October 2026: a prevailing FX base rate of about 1%, plus a margin of 0–0.5% on Core, 0–0.25% on Luxe, and none on Pinnacle or VIP. The App Store line “No transaction fees” disagrees with that page. This file uses the help centre.	Not a published account count	Not a bank. Cayman SEZC. Issuer unnamed.

Questions

01

Does a Cayman company mean the app is a bank?

No. A Special Economic Zone company can ship software. The card issuer, if there is one, is a different firm and has to be named on the product file.

Other markets

Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.