Brazil
activeFeaturedNeobank
- HQ
- São Paulo
- Fee
- No annual fee on core card
Agibank
Brazilian bank for people the branches ignored. FGC, not a wallet.
Tap a star to jump to reviews
6.8Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Bank (Banco Agibank) (Banco Central do Brasil). Still read the entity on the statement.
If it fails?
FGC up to R$250,000 per CPF per member institution on eligible deposits
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Pack-dependent
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.8
/10 · Mixed
Agibank is a Banco Central bank with FGC. Put it next to Nubank as a different object: hubs and payroll credit versus a purple card. Do not list it as a fintech wallet.
What it is
Banco Agibank grew out of payroll-linked credit for underserved Brazilians and now runs a licensed bank with a large Smart Hub network. Porto Alegre. 6M+ customers. The 2026 listing path is a capital-markets story, not a licence change.
Best for: Brazilians who want a bank that still has a human desk, with FGC on the deposit.
Last checked 2026-08-28. Not advice.
What it does well
- +Licensed Brazilian bank
- +FGC
- +Hub network is the distribution
- +Credit + deposit in one group
What to watch
- −Not Nubank polish
- −Brazil-only
- −Credit is the engine
- −Hubs are not ‘pure digital’
Who holds the money
The account
- Platforms
- iOS · Android · Web
- Account types
- BRL current · payroll credit
- Partner bank
- Banco Agibank S.A.
- Minimum balance
- R$0
- Lowest monthly fee
- Pack-dependent
- Who can open
- Brazilian residents
- Availability
- Brazil
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- Agibank lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
FGC up to R$250,000 per CPF per member institution on eligible deposits
Who holds the money: Banco Agibank S.A.
- Banco Central do BrasilBank (Banco Agibank) · Brazil
Fees
- Monthly
- Pack-dependent
- FX markup
- Not a travel bank
- ATM
- Network + hubs
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- BRL current account
- Payroll-linked credit
- 1,000+ Smart Hubs
- Cards
- App
Score
- Safety25%
- 8.0
- Fees20%
- 7.0
- Features15%
- 7.4
- App15%
- 7.2
- Global15%
- 3.0
- Support10%
- 7.4
Change log
Full logLicence
Banco Agibank — BCB bank, FGC
Porto Alegre. Hubs and payroll credit. Not a wallet. 2026 listing path is capital markets, not a licence change.
Available in
Straight answers
FAQ
01Is Agibank a bank?
Agibank holds a banking-style licence (Banco Central do Brasil). Still read the legal entity on the statement, not the app icon.
02How is money protected?
FGC up to R$250,000 per CPF per member institution on eligible deposits
03Where is Agibank available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Agibank.
04Card and wallets?
Agibank lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Agibank remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
activeNeobankBroker
- HQ
- Gland
- Fee
- No fees whenever possible — live list on yuh.com/en/pricing