NeoBankDB

PE · PEN

Peru digital banks

B89 is a Lima fintech and Visa principal member. It is not an SBS bank. FSD does not follow a prepaid brand. The live site sells cross-border payments. Keep sol deposits at an FSD member. Directories that call B89 a neobank are selling a BIN as a charter.

4Live on NeoBankDB

Regulator

SBS (Superintendencia de Banca, Seguros y AFP)

Deposit scheme

Fondo de Seguro de Depósitos (FSD) covers SBS banks, financieras and cajas — not Visa prepaid fintechs. Cap is restated quarterly (S/122,000 for Jun–Aug 2026)

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
B896.3Lima, PeruCard / FX SKUs — confirm liveCross-border is the product — spread existsFintech-scaleFintech. Not an SBS bank
Ligo6.0Lima, PeruPrepaid SKU — confirm liveCard FX if anyEEDE-scaleEEDE — Tarjetas Peruanas Prepago S.A. (electronic-money issuer). Not an SBS bank
Máximo5.8Lima, PeruPrepaid SKU — confirm liveNot a travel bankYouth prepaidFintech prepaid. Not an SBS banco. Ahorro Max sat with Alfintech / Alfin Banco in 2024 copy
Kontigo Peru5.5Lima, PeruPrepaid SKU — confirm liveCard FX if anyPeruvian prepaidFintech. Gmoney SA. Not an SBS bank. Not FSD

Questions

01

Is B89 FSD-insured?

No. FSD members are SBS banks, financieras and cajas. B89 is a payments firm with a Visa principal membership. Treat the card as a card.

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Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.