activeFeaturedBroker
- HQ
- Greenwich
- Fee
- No inactivity on many accounts
Independent desk
Who holds the deposit. Stay independent.
Neobanks, business accounts, crypto cards, wallets and the brands that already died. Licence first. Score second. Stadium naming rights last.
93 live products31 country desksMean score 7.0
In the book
93
Live products
14
Graveyard
31
Country desks
7.0
Mean score
How we work
Three facts before the marketing
1. Licence
Who is authorised, where, and whether a real bank sits behind the app.
2. Deposit
Guarantee scheme, issuer bank, and whether the balance is actually money.
3. Graveyard
If they closed, we keep the page and write why. Directories that hide deaths lie.
Featured
Elite picks
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
activeFeaturedBusiness banking
- HQ
- Singapore
- Fee
- Account often free
activeFeaturedNeobank
- HQ
- São Paulo
- Fee
- No annual fee on core card
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Personal free
Get in, then score
Tools people search for
Every desk
Every desk, 190-country thinking
- NeobanksDigital-only banks and challenger current accounts.53avg 7
- WalletsE-money, stored-value and payment accounts. Not deposit-taking banks.8avg 6.2
- Business bankingAccounts, cards, and spend tools built for companies.20avg 7.2
- BrokersOnline brokers for stocks, ETFs, FX, and derivatives.4avg 7.7
- Crypto walletsSelf-custody and hosted wallets to store and spend crypto.3avg 7.5
- ExchangesCentralized and hybrid venues to buy, sell, and trade crypto.5avg 7.5
- Crypto cardsSpend crypto or stablecoins on Visa and Mastercard rails.6avg 7.4
- Virtual cardsOn-demand virtual cards for subscriptions, teams, and privacy.8avg 6.8
- Kids and teensPrepaid cards and apps that teach kids to spend and save.4avg 7
- Halal bankingSharia-screened accounts, cards, and investing apps.5avg 6.8
Licence first
Scores are editorial. Deposits are legal objects.
We mark who holds the money, who issues the card, and who already closed. Then we publish the weights.
How we markNews
Allnews · 2026-08-01 · 3 min
RedotPay keeps showing up where other crypto cards stopped issuing
UAE, Nigeria, Southeast Asia. Virtual Visa in minutes. Still not a bank.
news · 2026-07-02 · 4 min
Revolut’s UK bank is live. Your app might still be an EMI.
The licence changed. The product graph did not get simpler. Check the entity on the statement.
news · 2026-05-11 · 2 min
Chime’s partner banks, restated
The Bancorp Bank, N.A. and Stride Bank, N.A. If those names change, the page will too.
Journal
Allblog · 2026-08-04 · 8 min
Crypto cards after the stadium era: RedotPay, Crypto.com, Wirex
The job is spend USDT at a terminal. The risk is that the balance is not a deposit. A comparison that ignores the BIN sponsor is incomplete.
blog · 2026-07-14 · 9 min
EMI vs bank: the sentence every neobank review should open with
Safeguarding is not FSCS. Partner banks are not the app brand. Here is the split that actually decides whether your salary is protected.
blog · 2026-06-22 · 8 min
Indian neobanks in 2026: UPI won, so the apps sell metal and US stocks
RBI does not license a generic neobank. Jupiter, Fi, and Niyo wrap partner banks. Here is how to read the card.
Closed
Graveyard
Directories that still list these as live are the reason this desk exists. 2023–26 yearbook.
- Coop Finance+2025-09 · Retailer-bank app discontinued; customers returned to traditional rails.
- radicant2025-06 · Wound down; clients directed toward Alpian. Swiss home market too small for a fourth green bank.
- Swiss42025-03 · Project halted; FINMA path and market did not support the crypto-bank hybrid.
- Motus Bank2025-01 · Wound up as a standalone digital bank; customers moved to Meridian.