Methodology

1. safety · 25%

   Licence, named depository, statutory scheme vs safeguarding vs none.

2. fees · 20%

   Monthly, FX honesty, ATM. Hidden weekend markups cost marks.

3. features · 15%

   What the product actually does for the job, not the press list.

4. app · 15%

   Store ratings plus whether the app is the product or a brochure.

5. global · 15%

   Corridors and issuing footprint — not a HQ city with a globe icon.

6. support · 10%

   Whether a human answers, and whether lockouts are a genre.

Closed products keep a historical mark so the graveyard is comparable. Crypto yield is credit risk. A metal card is a feature flag. Affiliate links sit behind /go with a pause — they do not write the verdict.

Pages are cached at the CDN for five minutes, then served stale while we rebuild. The WordPress catalog sits behind a five-minute snapshot and a file on disk — we do not run WP Rocket or Rank Math. Public titles, sitemap, robots.txt and llms.txt live on this app. A save in the CMS rewrites that snapshot; the public app is never PHP HTML.

Read the essay: How the desk is marked.