Brazil
activeNeobankBroker
- HQ
- Belo Horizonte
- Fee
- Free current-account pitch — confirm live
iti
Itaú Unibanco digital brand. FGC follows Itaú. App folding into the Itaú super-app.
Tap a star to jump to reviews
7.0Solid
AlternativesFive questions
At a glance
Is it a bank?
No. iti is not a bank. Your money sits with Itaú Unibanco S.A..
If it fails?
FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free digital-account pitch — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.0
/10 · Solid
iti is Itaú Unibanco’s digital brand. FGC follows Itaú. In 2026 Itaú has been pushing iti clients into the main Itaú app. That is a skin change, not a wind-down of the deposit. Inter and Nubank are separate banks. This is Itaú in orange.
What it is
Launched as Itaú’s answer to Nubank. The standalone iti iOS listing is gone in 2026 as clients move into the main Itaú app. Directories will keep the orange tile for years. This desk keeps the slug so a store-listing ghost cannot look like a third Brazilian bank.
Best for: Brazil residents already in the Itaú group who still have an iti account — and will move when told.
Last checked 2026-08-30. Not advice.
What it does well
- +Named Itaú Unibanco behind the brand
- +FGC
- +Scale
- +Not a wallet
What to watch
- −App is being folded into Itaú
- −Shared FGC cap with Itaú
- −Brand will look ‘closed’ in stale stores
- −Brazil-only
Who holds the money
The account
- Partner bank
- Itaú Unibanco S.A.
How money actually moves
- Who holds the cash
- Issued / held via Itaú Unibanco S.A.
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- iti lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.
Who holds the money: Itaú Unibanco S.A.
- Banco Central do BrasilDigital brand of Itaú Unibanco S.A. · Brazil
Fees
- Monthly
- Free digital-account pitch — confirm live
- FX markup
- Not the job
- ATM
- Itaú / Banco24Horas
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Brazilian digital current
- PIX
- FGC via Itaú
- Migration into Itaú app
- Itaú group
Score
- Safety25%
- 8.4
- Fees20%
- 8.2
- Features15%
- 7.0
- App15%
- 7.2
- Global15%
- 3.2
- Support10%
- 6.6
Change log
Full logProduct
Itaú pushing iti clients into the main app
Skin change, not a wind-down of the FGC deposit. Keep the slug.
Available in
Straight answers
FAQ
01Is iti a bank?
iti is not a licensed deposit-taker in the classic sense. Money, if any, sits with Itaú Unibanco S.A..
02How is money protected?
FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.
03Where is iti available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with iti.
04Card and wallets?
iti lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open iti remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeFeaturedNeobank
- HQ
- São Paulo
- Fee
- No annual fee on core card
activeNeobank
- HQ
- Porto Alegre
- Fee
- Pack-dependent