iti

Itaú Unibanco digital brand. FGC follows Itaú. App folding into the Itaú super-app.

NeobankactiveBrazil

Rate this app

7.0Solid
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Our take

Desk verdict

iti is Itaú Unibanco’s digital brand. FGC follows Itaú. In 2026 Itaú has been pushing iti clients into the main Itaú app. That is a skin change, not a wind-down of the deposit. Inter and Nubank are separate banks. This is Itaú in orange.

Launched as Itaú’s answer to Nubank. The standalone iti iOS listing is gone in 2026 as clients move into the main Itaú app. Directories will keep the orange tile for years. This desk keeps the slug so a store-listing ghost cannot look like a third Brazilian bank.

iti lists Digital brand of Itaú Unibanco S.A. under Banco Central do Brasil in Brazil. On safeguarding we currently write: FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.. Holder / issuer line: Itaú Unibanco S.A.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Free digital-account pitch — confirm live; FX Not the job; ATM Itaú / Banco24Horas. This desk would open it for: Brazil residents already in the Itaú group who still have an iti account — and will move when told.

What it does well: Named Itaú Unibanco behind the brand; FGC; Scale. What to watch: App is being folded into Itaú; Shared FGC cap with Itaú; Brand will look ‘closed’ in stale stores. Desk score 7.0 / 10 (safety 8.4, fees 8.2, features 7.0, app 7.2). Last verified 2026-08-30. Headquartered in São Paulo, Brazil; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Brazil residents already in the Itaú group who still have an iti account — and will move when told.

Pros

  • +Named Itaú Unibanco behind the brand
  • +FGC
  • +Scale
  • +Not a wallet

Cons

  • App is being folded into Itaú
  • Shared FGC cap with Itaú
  • Brand will look ‘closed’ in stale stores
  • Brazil-only

Account facts

Partner bank
Itaú Unibanco S.A.

How it actually works

Custody
Issued / held via Itaú Unibanco S.A.
Local rails
In-app ledger
Built for
Personal
Settlement
App-ledger instant; bank rails per corridor
Review risk
Fintech reviews can pause inbound while they check a transfer
Pay surface
mastercard · physical · virtual · Apple Pay · Google Pay

Safety

FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.

Holder / issuer: Itaú Unibanco S.A.

  • Banco Central do BrasilDigital brand of Itaú Unibanco S.A. · Brazil

Fees

Monthly
Free digital-account pitch — confirm live
FX markup
Not the job
ATM
Itaú / Banco24Horas

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Brazilian digital current
  • PIX
  • FGC via Itaú
  • Migration into Itaú app
  • Itaú group

Score

Safety25%
8.4
Fees20%
8.2
Features15%
7.0
App15%
7.2
Global15%
3.2
Support10%
6.6

Change log

Full log
  1. Product

    Itaú pushing iti clients into the main app

    Skin change, not a wind-down of the FGC deposit. Keep the slug.

Available in

FAQ

01

Is iti a bank?

iti is not a licensed deposit-taker in the classic sense. Money, if any, sits with Itaú Unibanco S.A..

02

How is money protected?

FGC up to R$250,000 — Itaú Unibanco is the member. Do not double-count with an Itaú current account.

03

Where is iti available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with iti.

04

Card and wallets?

mastercard · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

Rate & review

Used iti?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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