NL · EUR
Netherlands digital banks
Knab is a DNB bank — once Aegon Bank, sold to BAWAG in 2024. bunq is the other Dutch digital name already on this desk. A Dutch IBAN at a DNB credit institution is DGS. An EMI passporting in is not. Score the licence, not the orange marketing.
1Live on the desk
Regulator
De Nederlandsche Bank (DNB) and AFM; ECB for significant banks
Deposit scheme
Dutch deposit guarantee (DGS) up to €100,000 per depositor per bank
In this market
Licence still sits on the product| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
 Knab | 7.0 | Amsterdam, Netherlands | Account packs — confirm live | Bank tariff | ~400,000 | Passported Dutch branch of BAWAG AG (Austria). Knab N.V. merged in on 29 Nov 2025 |
Questions
01Is Knab a real bank?
Yes. Knab N.V. is a DNB-supervised bank. Eligible deposits sit under the Dutch DGS up to €100,000. BAWAG is the 2024 owner. The owner is not a second scheme.
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