- HQ
- São Paulo
- Fee
- No annual fee on core card

Brazilian payments firm. LIFT PAGAMENTOS LTDA. Not a Bacen bank. Not FGC. Paused as a consumer brand.
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Our take
Lift Bank is LIFT PAGAMENTOS LTDA, Vitória, CNPJ 32.761.142/0001-68. That is a payments company, not a Bacen bank. FGC does not follow. Banco Central’s LIFT Lab is a different object — an innovation programme. Directories dump a purple tile next to Nubank. Inter and iti are banks. This is not. Do not send salary here.
Founded 2019 in Espírito Santo. The public consumer brand is thin in 2026. BCB’s LIFT Lab is an innovation programme, not this CNPJ. This desk keeps the slug so a store-listing ghost cannot look like a third Brazilian digital bank.
Lift Bank lists LIFT PAGAMENTOS LTDA — CNPJ 32.761.142/0001-68. Not a banco múltiplo under Banco Central do Brasil (payments perimeter) in Brazil. On safeguarding we currently write: Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.. Holder / issuer line: Not a bank — LIFT PAGAMENTOS LTDA. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Product paused — confirm live; FX —; ATM —. This desk would open it for: Historical — do not open a salary file here.
What it does well: Honest CNPJ on the corporate file; Not pretending to be Banco Inter. What to watch: Not a bank; Not FGC; Brand looks paused / thin in 2026. Desk score 3.7 / 10 (safety 3.2, fees 5.0, features 4.0, app 4.0). Last verified 2026-08-30. Headquartered in Vitória, Brazil; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Historical — do not open a salary file here.
Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.
Holder / issuer: Not a bank — LIFT PAGAMENTOS LTDA
Status
CNPJ 32.761.142/0001-68. Not FGC. Not BCB’s LIFT Lab.
Lift Bank is not a licensed deposit-taker in the classic sense. Money, if any, sits with Not a bank — LIFT PAGAMENTOS LTDA.
Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Lift Bank.
No card rail listed
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.