Lift Bank

Brazilian payments firm. LIFT PAGAMENTOS LTDA. Not a Bacen bank. Not FGC. Paused as a consumer brand.

Wallet / e-moneypausedBrazil

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3.7Avoid
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Our take

Desk verdict

Lift Bank is LIFT PAGAMENTOS LTDA, Vitória, CNPJ 32.761.142/0001-68. That is a payments company, not a Bacen bank. FGC does not follow. Banco Central’s LIFT Lab is a different object — an innovation programme. Directories dump a purple tile next to Nubank. Inter and iti are banks. This is not. Do not send salary here.

Founded 2019 in Espírito Santo. The public consumer brand is thin in 2026. BCB’s LIFT Lab is an innovation programme, not this CNPJ. This desk keeps the slug so a store-listing ghost cannot look like a third Brazilian digital bank.

Lift Bank lists LIFT PAGAMENTOS LTDA — CNPJ 32.761.142/0001-68. Not a banco múltiplo under Banco Central do Brasil (payments perimeter) in Brazil. On safeguarding we currently write: Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.. Holder / issuer line: Not a bank — LIFT PAGAMENTOS LTDA. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Product paused — confirm live; FX —; ATM —. This desk would open it for: Historical — do not open a salary file here.

What it does well: Honest CNPJ on the corporate file; Not pretending to be Banco Inter. What to watch: Not a bank; Not FGC; Brand looks paused / thin in 2026. Desk score 3.7 / 10 (safety 3.2, fees 5.0, features 4.0, app 4.0). Last verified 2026-08-30. Headquartered in Vitória, Brazil; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Historical — do not open a salary file here.

Pros

  • +Honest CNPJ on the corporate file
  • +Not pretending to be Banco Inter

Cons

  • Not a bank
  • Not FGC
  • Brand looks paused / thin in 2026
  • Name collision with BCB’s LIFT Lab

How it actually works

Custody
E-money / stored-value — not a bank deposit
Local rails
In-app ledger
Built for
Personal
Settlement
App-ledger instant; bank rails per corridor
Review risk
Closed — no new customers
Pay surface
No card rail listed

Safety

Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.

Holder / issuer: Not a bank — LIFT PAGAMENTOS LTDA

  • Banco Central do Brasil (payments perimeter)LIFT PAGAMENTOS LTDA — CNPJ 32.761.142/0001-68. Not a banco múltiplo · Brazil

Fees

Monthly
Product paused — confirm live
FX markup
ATM

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Was a PIX / prepaid pitch
  • Payments CNPJ
  • Not FGC
  • Not Inter
  • Paused brand

Score

Safety25%
3.2
Fees20%
5.0
Features15%
4.0
App15%
4.0
Global15%
2.0
Support10%
3.5

Change log

Full log
  1. Status

    Paused — LIFT PAGAMENTOS LTDA, not a Bacen bank

    CNPJ 32.761.142/0001-68. Not FGC. Not BCB’s LIFT Lab.

Available in

FAQ

01

Is Lift Bank a bank?

Lift Bank is not a licensed deposit-taker in the classic sense. Money, if any, sits with Not a bank — LIFT PAGAMENTOS LTDA.

02

How is money protected?

Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.

03

Where is Lift Bank available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with Lift Bank.

04

Card and wallets?

No card rail listed

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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