Brazil
activeFeaturedNeobank
- HQ
- São Paulo
- Fee
- No annual fee on core card
Lift Bank
Brazilian payments firm. LIFT PAGAMENTOS LTDA. Not a Bacen bank. Not FGC. Paused as a consumer brand.
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3.7Avoid
AlternativesFive questions
At a glance
Is it a bank?
No. Lift Bank is not a bank. Your money sits with Not a bank — LIFT PAGAMENTOS LTDA.
If it fails?
Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Product paused — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
3.7
/10 · Avoid
Lift Bank is LIFT PAGAMENTOS LTDA, Vitória, CNPJ 32.761.142/0001-68. That is a payments company, not a Bacen bank. FGC does not follow. Banco Central’s LIFT Lab is a different object — an innovation programme. Directories dump a purple tile next to Nubank. Inter and iti are banks. This is not. Do not send salary here.
What it is
Founded 2019 in Espírito Santo. The public consumer brand is thin in 2026. BCB’s LIFT Lab is an innovation programme, not this CNPJ. This desk keeps the slug so a store-listing ghost cannot look like a third Brazilian digital bank.
Best for: Historical — do not open a salary file here.
Last checked 2026-08-30. Not advice.
What it does well
- +Honest CNPJ on the corporate file
- +Not pretending to be Banco Inter
What to watch
- −Not a bank
- −Not FGC
- −Brand looks paused / thin in 2026
- −Name collision with BCB’s LIFT Lab
Who holds the money
The account
How money actually moves
- Who holds the cash
- E-money / stored-value — not a bank deposit
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- Lift Bank has no card listed on this file.
Licence first
Safety
Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.
Who holds the money: Not a bank — LIFT PAGAMENTOS LTDA
- Banco Central do Brasil (payments perimeter)LIFT PAGAMENTOS LTDA — CNPJ 32.761.142/0001-68. Not a banco múltiplo · Brazil
Fees
- Monthly
- Product paused — confirm live
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Was a PIX / prepaid pitch
- Payments CNPJ
- Not FGC
- Not Inter
- Paused brand
Score
- Safety25%
- 3.2
- Fees20%
- 5.0
- Features15%
- 4.0
- App15%
- 4.0
- Global15%
- 2.0
- Support10%
- 3.5
Change log
Full logStatus
Paused — LIFT PAGAMENTOS LTDA, not a Bacen bank
CNPJ 32.761.142/0001-68. Not FGC. Not BCB’s LIFT Lab.
Available in
Straight answers
FAQ
01Is Lift Bank a bank?
Lift Bank is not a licensed deposit-taker in the classic sense. Money, if any, sits with Not a bank — LIFT PAGAMENTOS LTDA.
02How is money protected?
Not FGC. FGC covers Bacen banks, not a payments company. Do not treat a CNPJ as a charter.
03Where is Lift Bank available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Lift Bank.
04Card and wallets?
Lift Bank has no card listed on this file.
05Can I open Lift Bank remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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