MY · MYR
Malaysia digital banks
BNM licensed a handful of digital banks. AEON Bank is the Islamic digital-bank name people search. Be U is Bank Islam’s digital brand — PIDM follows Bank Islam, and the app is migrating into BIMB Mobile. PIDM membership is the safety line, not the word ‘digital’.
2Live on the desk
Regulator
Bank Negara Malaysia (BNM)
Deposit scheme
PIDM protects eligible deposits at member banks (limits follow PIDM rules)
In this market
Licence still sits on the product| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
 Be U | 6.7 | Kuala Lumpur, Malaysia | Islamic current / savings SKUs — confirm live | Not a travel card | Bank Islam digital | Digital brand of Bank Islam Malaysia Berhad — Islamic bank | |
 AEON Bank | 6.6 | Kuala Lumpur, Malaysia | Digital-bank SKU — confirm live | Not a travel card | Launch-era | Islamic digital bank |
Questions
Is an Islamic digital bank PIDM-protected?+–
If it is a licensed bank and a PIDM member, eligible deposits are covered. Confirm the member name on PIDM’s list, not the app store tile.
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PeruCross-check the scoring weights and the graveyard before you treat a leftover landing page as live.