NeoBankDB

MX · MXN

Mexico digital banks

albo is an IFPE, not a bank. Nu México converted toward a bank licence in 2026. SPEI is the rail. Do not write IPAB onto an IFPE wallet.

4Live on NeoBankDB

Regulator

CNBV and Banxico; CONDUSEF for conduct

Deposit scheme

IPAB covers deposits at banks. IFPE / SOFIPO products are different objects

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
albo6.5Mexico City, MexicoFreemium / plus SKUs — confirm liveUSD sleeves if any are a tariff, not a US bankMillions in MXIFPE (institución de fondos de pago electrónico)
Klar6.4Mexico City, MexicoFreemium / credit SKUs — confirm liveNot a travel bankSOFIPO-scaleSOFIPO — Servicios Financieros Alternativos, S.A., S.F.P. (Klar). Not a banco múltiple
kubo.financiero5.9Mexico City, MexicoProduct-priced — confirm liveNot a travel bankSOFIPO-scaleSOFIPO — Ku-Bo Financiero, S.A. de C.V., S.F.P. Nivel I
Miio5.7Mexico City, MexicoFreemium / prepaid — confirm liveNot a travel bankMX fintechIFPE-class — Miio Payments. Not a banco. Not SOFIPO. Not IPAB

Questions

01

Is albo IPAB-insured?

No. albo is a CNBV-authorised IFPE. That is payments, not a bank deposit. Nu’s bank conversion is a different file.

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Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.