MX · MXN
Mexico digital banks
albo is an IFPE, not a bank. Nu México converted toward a bank licence in 2026. SPEI is the rail. Do not write IPAB onto an IFPE wallet.
1Live on the desk
Regulator
CNBV and Banxico; CONDUSEF for conduct
Deposit scheme
IPAB covers deposits at banks. IFPE / SOFIPO products are different objects
In this market
Licence still sits on the product| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
 albo | 6.5 | Mexico City, Mexico | Freemium / plus SKUs — confirm live | USD sleeves if any are a tariff, not a US bank | Millions in MX | IFPE (institución de fondos de pago electrónico) |
Questions
Is albo IPAB-insured?+–
No. albo is a CNBV-authorised IFPE. That is payments, not a bank deposit. Nu’s bank conversion is a different file.
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