PT · EUR
Portugal digital banks
ActivoBank is Millennium BCP’s digital brand — same group, same deposit-cap maths. Revolut and Wise sit beside it as EEA / EMI products. Do not double-count ActivoBank and Millennium as two FGD pots.
1Live on the desk
Regulator
Banco de Portugal; CMVM for markets
Deposit scheme
Fundo de Garantia de Depósitos up to €100,000 per depositor per licence
In this market
Licence still sits on the product| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
 ActivoBank | 7.0 | Lisbon, Portugal | Simple account often €0 — confirm live | Bank tariff, not Wise | Digital arm of BCP | Credit institution (Banco ActivoBank S.A., reg. 23) |
Questions
Does ActivoBank have its own €100,000 cap separate from Millennium BCP?+–
Treat them as one banking group for the Portuguese deposit guarantee. Split across groups if you are over the cap.
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PeruCross-check the scoring weights and the graveyard before you treat a leftover landing page as live.