PT · EUR

Portugal digital banks

ActivoBank is Millennium BCP’s digital brand — same group, same deposit-cap maths. Revolut and Wise sit beside it as EEA / EMI products. Do not double-count ActivoBank and Millennium as two FGD pots.

2Live on NeoBankDB

Regulator

Banco de Portugal; CMVM for markets

Deposit scheme

Fundo de Garantia de Depósitos up to €100,000 per depositor per licence

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
moey!7.2Lisbon, Portugal€0 maintenance pitch — confirm liveBank tariffCA digitalDigital brand of Caixa Central de Crédito Agrícola Mútuo / CA group. Portuguese FGD
ActivoBank7.0Lisbon, PortugalSimple account often €0 — confirm liveBank tariff, not WiseDigital arm of BCPCredit institution (Banco ActivoBank S.A., reg. 23)

Questions

01

Does ActivoBank have its own €100,000 cap separate from Millennium BCP?

Treat them as one banking group for the Portuguese deposit guarantee. Split across groups if you are over the cap.

Other markets

Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.