BE · EUR

Belgium digital banks

Aion Bank was the digital name. UniCredit bought it in March 2025. Banx, the Proximus + Belfius app, was discontinued in December 2024; clients were pointed at Belfius. A Belgian credit-institution IBAN is still a bank IBAN. An EMI passporting in is not.

3Live on NeoBankDB

Regulator

NBB and FSMA; ECB for significant banks

Deposit scheme

Belgian deposit guarantee up to €100,000 per depositor per bank

In this market

Licence still sits on the product
ProductScoreHQMonthlyFXUsersLicence
Aion Bank6.9Brussels, BelgiumSubscription-style packs historically — confirm live UniCredit tariffBank tariffBelgian digital-bank scaleBelgian credit institution (now UniCredit group)
MeDirect6.9Sliema / Brussels, MaltaSavings / investment packaging — confirm liveBank tariff~180,000 (MT+BE)Credit institution — MeDirect Bank (Malta) plc, C34125
Íkualo6.2Madrid / Brussels rails, SpainFreemium plus card fees — confirm liveCorridor product, not mid-market magicMigrant-fintechEMI — Paynovate SA, ref. 0506763929. Íkualo is the brand

Closed in this market

Graveyard
ProductScoreHQMonthlyFXUsersLicence
Banx6.2Brussels, BelgiumWas app-priced — product gone—ClosedDiscontinued app. Deposits sat at Belfius, a Belgian bank

Do not open. Full file sits in the graveyard.

Questions

01

Is Aion still a bank after UniCredit?

The Belgian credit institution was acquired, not wound down as a licence. Confirm the live brand on the statement footer.

Other markets

Cross-check the scoring weights and the graveyard before you treat a leftover landing page as live.