Category
Spend crypto or stablecoins on Visa and Mastercard rails.
12Live
| Product | Score | HQ | Monthly | FX | Users | Licence | |
|---|---|---|---|---|---|---|---|
| 8.6 | London, United Kingdom | Free | Fair-usage weekday mid-market; weekend markup on Standard | 50M+ | UK bank (eligible customers) | ||
| 7.5 | Hong Kong, Hong Kong | Free virtual | Stablecoin to fiat conversion + scheme FX | 2M+ | Card programme + VASP stack | ||
| 7.3 | Singapore, Singapore | Free virtual | Stablecoin conversion + scheme FX | Tens of thousands of firms | Stablecoin account + Visa BIN | ||
| 7.2 | Singapore, Singapore | Card tiers gated by CRO stake (terms change — verify) | FX on card + spread on crypto sell | 80M+ | Exchange + card programme by market | ||
| 7.1 | Special Economic Zone, Cayman Islands | No monthly account fee is on the help-centre fee table. Physical and virtual cards are free only up to the tier allowance. | Help centre, checked 3 October 2026: a prevailing FX base rate of about 1%, plus a margin of 0–0.5% on Core, 0–0.25% on Luxe, and none on Pinnacle or VIP. The App Store line “No transaction fees” disagrees with that page. This file uses the help centre. | Not a published account count | Not a bank. Cayman SEZC. Issuer unnamed. | ||
| 7.1 | London, United Kingdom | Free + paid X-tras | Crypto sell + scheme FX | 6M+ | EMI (UK) | ||
| 6.9 | Lille, France | Standard free. Premium €10/month. | FX free up to €1,000/month on Standard, unlimited on Premium/Native, on the live pricing page. | EMI + CASP | Electronic money institution | ||
| 6.9 | Lisbon / remote, Portugal | Low / usage-based | On-chain to Visa conversion | On-chain users | Crypto card + EMI stack | ||
| 6.4 | San Francisco, United States | Confirm the live Krak fee schedule. Do not copy a directory tariff. | Crypto to spend conversion is the product. Confirm live pricing. | Kraken / Payward app | Fintech app — not a bank | ||
| 6.3 | Miami / LatAm, United States | $0 core pitch — confirm live | On/off-ramp spread is the product | Stablecoin-wallet | Fintech. Not a bank. USDC wallet + card rails. Kontigo Inc. | ||
| 6.1 | Dubai marketing / Canada+CZ licences, United Arab Emirates | Account / card SKU — confirm live | Crypto-fiat conversion is the product | Crypto-fintech | MSB — KEYTOM SERVICES LTD, registration M21788474 | ||
| 5.0 | Mong Kok, Hong Kong | No monthly fee is printed on blonix.io. | Not published on blonix.io or in the store listings checked 3 October 2026. | 10K+ Google Play installs | Not a bank. Card partner is unnamed. |