- HQ
- London
- Fee
- Free personal

Egyptian digital ROSCA. CBE sandbox / payments perimeter. Not a CBE bank. Not a current account.
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Our take
Money Fellows digitises the Egyptian ROSCA — gam’eya. The Play listing says CBE sandbox and GAFI. That is not a bank licence. A circle contribution is not a CBE deposit. CIB and Banque Misr remain salary objects. Use this as a disciplined savings club if you already know the social contract. Do not send payroll here.
Cairo, New Cairo, hotline 19686. Founded 2017 (2016 on some tiles). Directories scrape ‘neobank’ because the app is purple. The product is a circle. This desk writes the circle.
Money Fellows lists Digital ROSCA / money-circle fintech. Not a licensed bank. CBE sandbox language on the store under Central Bank of Egypt / GAFI in Egypt. On safeguarding we currently write: Not an Egyptian bank-deposit scheme. Contributions in a ROSCA circle are not a CBE current account. Keep salary at a licensed Egyptian bank.. Holder / issuer line: Not a bank — Money Fellows / circle structure. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Circle / product-priced — confirm live; FX Not the job; ATM Not a debit home. This desk would open it for: Egyptians who already understand a money circle and keep a bank salary pot.
What it does well: Honest product: circles, not current accounts; CBE sandbox named on the store; Scale in a real local habit. What to watch: Not a bank; Circle credit risk is not deposit insurance; Directories file it next to banks. Desk score 5.7 / 10 (safety 4.2, fees 7.0, features 7.2, app 8.0). Last verified 2026-08-30. Headquartered in Cairo, Egypt; founded 2017. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Egyptians who already understand a money circle and keep a bank salary pot.
Not an Egyptian bank-deposit scheme. Contributions in a ROSCA circle are not a CBE current account. Keep salary at a licensed Egyptian bank.
Holder / issuer: Not a bank — Money Fellows / circle structure
Licence
CBE sandbox / GAFI. Circle contributions are not a current account.
Money Fellows is not a licensed deposit-taker in the classic sense. Money, if any, sits with Not a bank — Money Fellows / circle structure.
Not an Egyptian bank-deposit scheme. Contributions in a ROSCA circle are not a CBE current account. Keep salary at a licensed Egyptian bank.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Money Fellows.
No card rail listed
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.