Littio

Colombian dollar app. Selenio S.A.S. Not an SFC bank. Not Fogafín. US partners unnamed on the homepage.

Rate this app

6.2Mixed
Alternatives

Our take

Desk verdict

Littio is Selenio S.A.S. The homepage says it does not offer financial services that need SFC authorisation and does not raise funds as a Colombian deposit-taker. Fogafín does not follow. Lulo Bank is the SFC digital bank on this desk. A USD account pitch with unnamed US partners is a fintech. Name the bank on the statement before you treat it as a salary home.

Bogotá, 2022. Dollar-account ads, Tinder/WeWork-name investors in old press. The legal footer is stricter than the hero. Read the footer.

Littio lists Selenio S.A.S. (Littio Colombia). Own copy: not a financial entity. USD rails via unnamed US partners under Not SFC (bank) in Colombia / United States. On safeguarding we currently write: Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.. Holder / issuer line: Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly $0 pitch — confirm live; FX USD ⇌ COP corridor is the product; ATM Card-dependent. This desk would open it for: Colombians who already understand a dollar fintech is not Lulo Bank and keep COP at a Fogafín member.

What it does well: Own legal copy says it is not a Colombian financial entity; USD rails are the product; Separate from Lulo. What to watch: Not Fogafín; US partner not named on the homepage; Digital assets language in the T&Cs. Desk score 6.2 / 10 (safety 4.0, fees 7.2, features 7.0, app 7.4). Last verified 2026-08-30. Headquartered in Bogotá, Colombia; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Colombians who already understand a dollar fintech is not Lulo Bank and keep COP at a Fogafín member.

Pros

  • +Own legal copy says it is not a Colombian financial entity
  • +USD rails are the product
  • +Separate from Lulo

Cons

  • Not Fogafín
  • US partner not named on the homepage
  • Digital assets language in the T&Cs
  • Directories say neobank

How it actually works

Custody
E-money / stored-value — not a bank deposit
Local rails
In-app ledger
Built for
Personal · Travel
Settlement
App-ledger instant; bank rails per corridor
Review risk
Fintech reviews can pause inbound while they check a transfer
Pay surface
visa · physical · virtual · Google Pay

Safety

Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.

Holder / issuer: Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank

  • Not SFC (bank)Selenio S.A.S. (Littio Colombia). Own copy: not a financial entity. USD rails via unnamed US partners · Colombia / United States

Fees

Monthly
$0 pitch — confirm live
FX markup
USD ⇌ COP corridor is the product
ATM
Card-dependent

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • USD account pitch
  • COP off-ramp
  • Card spend
  • Not Fogafín
  • Selenio S.A.S.

Score

Safety25%
4.0
Fees20%
7.2
Features15%
7.0
App15%
7.4
Global15%
6.8
Support10%
5.8

Change log

Full log
  1. Licence

    Selenio S.A.S. — not an SFC bank, not Fogafín

    Own legal copy. Unnamed US partners. Not Lulo.

Available in

FAQ

01

Is Littio a bank?

Littio is not a licensed deposit-taker in the classic sense. Money, if any, sits with Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank.

02

How is money protected?

Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.

03

Where is Littio available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with Littio.

04

Card and wallets?

visa · physical · virtual · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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