Lulo Bank
SFC digital bank. Gilinski / GNB Sudameris. Fogafín COP 50m. Not Bancolombia. Not Nequi.
4.6
- HQ
- Bogotá
- Fee
- Digital SKU — confirm live

Colombian dollar app. Selenio S.A.S. Not an SFC bank. Not Fogafín. US partners unnamed on the homepage.
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Our take
Littio is Selenio S.A.S. The homepage says it does not offer financial services that need SFC authorisation and does not raise funds as a Colombian deposit-taker. Fogafín does not follow. Lulo Bank is the SFC digital bank on this desk. A USD account pitch with unnamed US partners is a fintech. Name the bank on the statement before you treat it as a salary home.
Bogotá, 2022. Dollar-account ads, Tinder/WeWork-name investors in old press. The legal footer is stricter than the hero. Read the footer.
Littio lists Selenio S.A.S. (Littio Colombia). Own copy: not a financial entity. USD rails via unnamed US partners under Not SFC (bank) in Colombia / United States. On safeguarding we currently write: Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.. Holder / issuer line: Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly $0 pitch — confirm live; FX USD ⇌ COP corridor is the product; ATM Card-dependent. This desk would open it for: Colombians who already understand a dollar fintech is not Lulo Bank and keep COP at a Fogafín member.
What it does well: Own legal copy says it is not a Colombian financial entity; USD rails are the product; Separate from Lulo. What to watch: Not Fogafín; US partner not named on the homepage; Digital assets language in the T&Cs. Desk score 6.2 / 10 (safety 4.0, fees 7.2, features 7.0, app 7.4). Last verified 2026-08-30. Headquartered in Bogotá, Colombia; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Colombians who already understand a dollar fintech is not Lulo Bank and keep COP at a Fogafín member.
Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.
Holder / issuer: Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank
Licence
Own legal copy. Unnamed US partners. Not Lulo.
Littio is not a licensed deposit-taker in the classic sense. Money, if any, sits with Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank.
Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Littio.
visa · physical · virtual · Google Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
SFC digital bank. Gilinski / GNB Sudameris. Fogafín COP 50m. Not Bancolombia. Not Nequi.
4.6