Colombia
Lulo Bank
SFC digital bank. Gilinski / GNB Sudameris. Fogafín COP 50m. Not Bancolombia. Not Nequi.
4.6
6.9Mixed
activeNeobank
- HQ
- Bogotá
- Fee
- Digital SKU — confirm live
Littio
Colombian dollar app. Selenio S.A.S. Not an SFC bank. Not Fogafín. US partners unnamed on the homepage.
Tap a star to jump to reviews
6.2Mixed
AlternativesFive questions
At a glance
Is it a bank?
No. Littio is not a bank. Your money sits with Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank.
If it fails?
Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
$0 pitch — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.2
/10 · Mixed
Littio is Selenio S.A.S. The homepage says it does not offer financial services that need SFC authorisation and does not raise funds as a Colombian deposit-taker. Fogafín does not follow. Lulo Bank is the SFC digital bank on this desk. A USD account pitch with unnamed US partners is a fintech. Name the bank on the statement before you treat it as a salary home.
What it is
Bogotá, 2022. Dollar-account ads, Tinder/WeWork-name investors in old press. The legal footer is stricter than the hero. Read the footer.
Best for: Colombians who already understand a dollar fintech is not Lulo Bank and keep COP at a Fogafín member.
Last checked 2026-08-30. Not advice.
What it does well
- +Own legal copy says it is not a Colombian financial entity
- +USD rails are the product
- +Separate from Lulo
What to watch
- −Not Fogafín
- −US partner not named on the homepage
- −Digital assets language in the T&Cs
- −Directories say neobank
Who holds the money
The account
How money actually moves
- Who holds the cash
- E-money / stored-value — not a bank deposit
- How money moves
- In-app ledger
- Built for
- Personal · Travel
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- Littio lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.
Who holds the money: Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank
- Not SFC (bank)Selenio S.A.S. (Littio Colombia). Own copy: not a financial entity. USD rails via unnamed US partners · Colombia / United States
Fees
- Monthly
- $0 pitch — confirm live
- FX markup
- USD ⇌ COP corridor is the product
- ATM
- Card-dependent
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- USD account pitch
- COP off-ramp
- Card spend
- Not Fogafín
- Selenio S.A.S.
Score
- Safety25%
- 4.0
- Fees20%
- 7.2
- Features15%
- 7.0
- App15%
- 7.4
- Global15%
- 6.8
- Support10%
- 5.8
Change log
Full logLicence
Selenio S.A.S. — not an SFC bank, not Fogafín
Own legal copy. Unnamed US partners. Not Lulo.
Available in
Straight answers
FAQ
01Is Littio a bank?
Littio is not a licensed deposit-taker in the classic sense. Money, if any, sits with Unnamed US partner banks on the live pitch — Littio / Selenio is not the bank.
02How is money protected?
Not Fogafín. Not FDIC on the Colombian brand. Selenio S.A.S. says it does not take deposits as a Colombian financial entity. Any US DDA, if it exists, sits at a partner bank — name it before you send salary.
03Where is Littio available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Littio.
04Card and wallets?
Littio lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Littio remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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