Keytom

Keytom is KEYTOM SERVICES LTD (Canada, FINTRAC MSB M21788474) plus a Czech VASP. Dubai is marketing geography. It is not a CBUAE bank and it is not FSCS. A named EUR IBAN is a partner rail. Fireblocks insurance is not a deposit scheme. Keep salary at a bank. Use this as a crypto-fiat card if the file fits.

Launched into the ‘crypto neobank’ slot in 2024. Directories park it in the UAE because the homepage does. This desk parks it on the MSB number. Wise is the comparable IBAN object. Kraken’s Krak card is the comparable spend object.

Keytom lists MSB — KEYTOM SERVICES LTD, registration M21788474 under FINTRAC in Canada. On safeguarding we currently write: Not FSCS, FDIC, DGS or CBUAE deposit insurance. Fiat is described as segregated. Crypto custody insurance is a vendor pitch (Fireblocks / Marsh) — not a statutory scheme.. Holder / issuer line: Named EUR IBAN via partners — Keytom is not the bank. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 2 live markets on the product. As we score the sticker: monthly Account / card SKU — confirm live; FX Crypto-fiat conversion is the product; ATM Published ATM caps — confirm live. This desk would open it for: Crypto-native users who want a Visa and a named IBAN and already keep operating cash at a real bank.

What it does well: Named FINTRAC MSB number; Does not hold a fake CBUAE bank licence; Visa + IBAN is the actual product. What to watch: Not a bank; Dubai HQ marketing ≠ UAE bank; Tiny store ratings. Desk score 6.1 / 10 (safety 4.2, fees 6.4, features 7.4, app 6.8). Last verified 2026-08-30. Headquartered in Dubai marketing / Canada+CZ licences, United Arab Emirates; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.