Peru
activeWallet / e-money
- HQ
- Lima
- Fee
- Prepaid SKU — confirm live
Kontigo Peru
Lima prepaid / neobank-shaped app (Gmoney). Not FSD. Not the USDC Kontigo.
Tap a star to jump to reviews
5.5Caution
AlternativesFive questions
At a glance
Is it a bank?
No. Kontigo Peru is not a bank. Your money sits with Gmoney SA / card issuer stack — not an SBS banco.
If it fails?
Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Prepaid SKU — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
5.5
/10 · Caution
Kontigo on the Peruvian App Store is Gmoney SA (id 1564451292). That is not Kontigo Global’s USDC wallet. FSD does not follow prepaid. Ligo is the named EEDE on this desk. B89 is the Visa principal. Keep sol deposits at a caja or bank.
What it is
Lima 2019-era wallet with a Mastercard. Directories sell one Kontigo. This desk sells two. If the live SBS class is thicker than prepaid, the file gets rewritten.
Best for: Peru residents who want a prepaid Mastercard and already keep soles at an FSD member.
Last checked 2026-08-30. Not advice.
What it does well
- +Separate slug from the USDC app
- +Local prepaid
- +Named Gmoney on the store
What to watch
- −Not FSD
- −Not a bank
- −Thin public licence page
- −Name collision
Who holds the money
The account
How money actually moves
- Who holds the cash
- E-money / stored-value — not a bank deposit
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- Kontigo Peru lists a physical card and a virtual card on mastercard, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.
Who holds the money: Gmoney SA / card issuer stack — not an SBS banco
- SBS payments perimeter (confirm live class)Fintech. Gmoney SA. Not an SBS bank. Not FSD · Peru
Fees
- Monthly
- Prepaid SKU — confirm live
- FX markup
- Card FX if any
- ATM
- Prepaid schedule
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Peruvian prepaid
- Mastercard
- Not FSD
- Not Kontigo Global USDC
- Lima fintech
Score
- Safety25%
- 4.4
- Fees20%
- 7.0
- Features15%
- 6.2
- App15%
- 6.6
- Global15%
- 3.4
- Support10%
- 5.8
Change log
Full logLicence
Gmoney SA prepaid, not FSD
App Store id 1564451292. Not the USDC app.
Available in
Straight answers
FAQ
01Is Kontigo Peru a bank?
Kontigo Peru is not a licensed deposit-taker in the classic sense. Money, if any, sits with Gmoney SA / card issuer stack — not an SBS banco.
02How is money protected?
Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.
03Where is Kontigo Peru available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Kontigo Peru.
04Card and wallets?
Kontigo Peru lists a physical card and a virtual card on mastercard, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Kontigo Peru remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
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