Peru
activeWallet / e-money
- HQ
- Lima
- Fee
- Prepaid SKU — confirm live
Kontigo Peru
Lima prepaid / neobank-shaped app (Gmoney). Not FSD. Not the USDC Kontigo.
Rate this app
5.5Caution
AlternativesOur take
Desk verdict
Kontigo on the Peruvian App Store is Gmoney SA (id 1564451292). That is not Kontigo Global’s USDC wallet. FSD does not follow prepaid. Ligo is the named EEDE on this desk. B89 is the Visa principal. Keep sol deposits at a caja or bank.
Lima 2019-era wallet with a Mastercard. Directories sell one Kontigo. This desk sells two. If the live SBS class is thicker than prepaid, the file gets rewritten.
Kontigo Peru lists Fintech. Gmoney SA. Not an SBS bank. Not FSD under SBS payments perimeter (confirm live class) in Peru. On safeguarding we currently write: Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.. Holder / issuer line: Gmoney SA / card issuer stack — not an SBS banco. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Prepaid SKU — confirm live; FX Card FX if any; ATM Prepaid schedule. This desk would open it for: Peru residents who want a prepaid Mastercard and already keep soles at an FSD member.
What it does well: Separate slug from the USDC app; Local prepaid; Named Gmoney on the store. What to watch: Not FSD; Not a bank; Thin public licence page. Desk score 5.5 / 10 (safety 4.4, fees 7.0, features 6.2, app 6.6). Last verified 2026-08-30. Headquartered in Lima, Peru; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Peru residents who want a prepaid Mastercard and already keep soles at an FSD member.
Pros
- +Separate slug from the USDC app
- +Local prepaid
- +Named Gmoney on the store
Cons
- −Not FSD
- −Not a bank
- −Thin public licence page
- −Name collision
How it actually works
- Custody
- E-money / stored-value — not a bank deposit
- Local rails
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Bank-grade; still not freeze-proof
- Pay surface
- mastercard · physical · virtual · Google Pay
Safety
Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.
Holder / issuer: Gmoney SA / card issuer stack — not an SBS banco
- SBS payments perimeter (confirm live class)Fintech. Gmoney SA. Not an SBS bank. Not FSD · Peru
Fees
- Monthly
- Prepaid SKU — confirm live
- FX markup
- Card FX if any
- ATM
- Prepaid schedule
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Peruvian prepaid
- Mastercard
- Not FSD
- Not Kontigo Global USDC
- Lima fintech
Score
- Safety25%
- 4.4
- Fees20%
- 7.0
- Features15%
- 6.2
- App15%
- 6.6
- Global15%
- 3.4
- Support10%
- 5.8
Change log
Full logLicence
Gmoney SA prepaid, not FSD
App Store id 1564451292. Not the USDC app.
Available in
FAQ
01Is Kontigo Peru a bank?
Kontigo Peru is not a licensed deposit-taker in the classic sense. Money, if any, sits with Gmoney SA / card issuer stack — not an SBS banco.
02How is money protected?
Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Treat this as prepaid / payments, same family as B89 and Ligo.
03Where is Kontigo Peru available?
We list 1 market desk on the desk. Residency and onboarding rules still sit with Kontigo Peru.
04Card and wallets?
mastercard · physical · virtual · Google Pay
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
activeWallet / e-moneyVirtual card
- HQ
- Lima
- Fee
- Card / FX SKUs — confirm live
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal