France
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- HQ
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Deblock
French euro account plus crypto. Deblock SAS is an e-money institution, not a bank. No FGDR on the euro balance.
Legal entity: Deblock SAS
Rate this app
6.9Mixed
AlternativesFive questions
At a glance
Is it a bank?
No. Deblock is not a bank. Your money sits with Deblock SAS (e-money). Safeguarding bank is not named on the public pages..
If it fails?
No FGDR on the euro balance. Euros are safeguarded e-money. Crypto is self-custody. Deblock is not a credit institution.
Salary?
A euro IBAN can receive SEPA. It is still e-money, not a French bank salary account with FGDR.
Open from abroad?
EEA residents. Not a US-person product. Not a professional account.
Monthly fee
Standard free. Premium u20ac10/month.
Account number
Euro IBAN issued as e-money, not as a credit-institution deposit. Confirm the live IBAN country in the app.
NeoBankDBVerdict
Licence first · score second
6.9
/10 · Mixed
Deblock is not a bank. Deblock SAS is a Lille e-money institution with an AMF crypto licence. The euro balance is e-money, not an FGDR deposit. Use it as a crypto-friendly euro account. Do not use it as a French salary bank unless you are comfortable without deposit insurance.
What it is
Deblock SAS, RCS Lille Mu00e9tropole 948 264 163, Spaces Shake Building, 59800 Lille. ACPR EMI, bank code CIB 17748. AMF CASP A2025-001, authorised 23 May 2025. First French MiCA CASP on that register. Terms v13 (March 2026) say 18+ and EEA residence.
Best for: EEA residents who want a euro card and crypto in one French EMI, and who accept there is no FGDR.
Last checked 2026-09-17. Not advice.
What it does well
- +ACPR e-money licence is named
- +AMF CASP A2025-001
- +SEPA on Standard is free
- +Crypto is labelled self-custody
What to watch
- −Not a bank
- −No FGDR
- −Safeguarding bank not named
- −Crypto buy/sell fees on Standard
Legal entity, not the app icon
Who is behind it
- Legal name
- Deblock SAS
- Offices
- Spaces Shake Building, 612 Rue de la Chaude Riviu00e8re, 59800 Lille, France
The product, not the brand colour
The account
- Platforms
- iOS · Android
- Availability
- 18+, legally resident in the EEA. Personal use only.
- IBAN country
- Euro IBAN issued as e-money, not as a credit-institution deposit. Confirm the live IBAN country in the app.
- Remote open
- EEA residents. Not a US-person product. Not a professional account.
- Minimum age
- 18
- Salary / payroll
- A euro IBAN can receive SEPA. It is still e-money, not a French bank salary account with FGDR.
How money actually moves
- Who holds the cash
- E-money / stored-value — not a bank deposit
- How money moves
- IBAN / SEPA · Crypto on-ramp
- Built for
- Personal
- Settlement
- Card auth in seconds
- Freeze risk
- Compliance holds on fiat ramps are common
- Card
- Deblock lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
No FGDR on the euro balance. Euros are safeguarded e-money. Crypto is self-custody. Deblock is not a credit institution.
Who holds the money: Deblock SAS (e-money). Safeguarding bank is not named on the public pages.
- ACPRElectronic money institution · France · CIB 17748
- AMFCASP · France · A2025-001
Fees
- Monthly
- Standard free. Premium u20ac10/month.
- FX markup
- FX free up to u20ac1,000/month on Standard, unlimited on Premium/Native, on the live pricing page.
- ATM
- Free up to u20ac100/month on Standard, u20ac1,000 on Premium/Native.
Features
- ✓IBAN
- ✓Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- ✓Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Euro e-money account
- Crypto buy/sell
- Self-custody wallet
- Debit card
- SEPA
Before you tap Sign up
How to open
Step 1
Confirm EEA residence
Terms v13 want you 18+ and legally resident in the EEA. Personal use only.
Step 2
Download Deblock
Complete KYC in the app. This opens an e-money account, not a bank account.
Step 3
Read the euro vs crypto split
Euros are safeguarded e-money with no FGDR. Crypto is self-custody. Do not mix the two protections.
Operator documents
Their own papers
These are the operator’s documents. They outrank this review if they disagree.
Score
- Safety25%
- 6.0
- Fees20%
- 7.8
- Features15%
- 7.6
- App15%
- 7.4
- Global15%
- 6.5
- Support10%
- 6.5
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is Deblock a bank?
No. Deblock SAS is an electronic money institution authorised by the ACPR. It is not a credit institution. The footer says so.
02Is the euro balance FGDR insured?
No. FGDR is for banks. Deblock safeguards e-money. Crypto is self-custody and is not FGDR either.
03Who can open Deblock?
People 18 or over who legally live in the EEA. Personal accounts only. One account. Not for US persons.
04Does Deblock give an IBAN?
Yes, a euro IBAN for SEPA. That number is e-money, not a French bank deposit. Instant SEPA is free on the live pricing page.
05What is the monthly fee?
Standard is free. Premium is u20ac10 a month. Native is tied to a Deblock NFT. ATM and FX caps differ by plan.
06Can I receive salary on Deblock?
SEPA can land on the IBAN. Treat it as an EMI account, not as a French bank salary home with FGDR.
07What licences does Deblock hold?
ACPR e-money, CIB 17748. AMF CASP A2025-001 for crypto exchange and order execution. DeFi access is labelled as outside MiCA.
08What is the legal name?
Deblock SAS, Lille, RCS 948 264 163 is the company on the statement.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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