Kontigo

Kontigo Global is a USDC app (Kontigo Inc., YC). Self-custody wallet, on-ramps, card. Not FDIC. Not Peruvian FSD. Kontigo Peru (Gmoney) is a different Lima prepaid. Two logos, two companies. Keep operating cash at a bank. Use this as a dollar-stablecoin rail if you already know what that sentence means.

Circle / Coinbase / Stripe named as ecosystem, not as your insurer. Directories smash the Venezuelan WhatsApp lore into the Peruvian EEDE. This desk keeps two slugs.

Kontigo lists Fintech. Not a bank. USDC wallet + card rails. Kontigo Inc. under Various / VASP-class (confirm live) in United States / LatAm. On safeguarding we currently write: Not FDIC, FSD or DGS. Self-custody USDC is not a bank deposit. Circle’s USDC reserves are not your deposit-guarantee scheme.. Holder / issuer line: Card rails via partners — Kontigo is not a bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 3 live markets on the product. As we score the sticker: monthly $0 core pitch — confirm live; FX On/off-ramp spread is the product; ATM Card-dependent. This desk would open it for: People who already understand USDC and want a LatAm on-ramp — not a salary account.

What it does well: Honest non-custodial pitch; Named as a wallet, not a banco; LatAm corridors. What to watch: Not a bank; No statutory scheme; USDC is not a current account. Desk score 6.3 / 10 (safety 3.8, fees 7.4, features 7.2, app 7.8). Last verified 2026-08-30. Headquartered in Miami / LatAm, United States; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.