Marygold & Co.

UK money app. Savings at Griffin Bank Ltd. FSCS on that entity. Not a PRA bank of its own.

Rate this app

6.1Mixed
Alternatives

Our take

Desk verdict

Marygold & Co. (UK) launched its app in March 2025. Easy-access savings are provided by Griffin Bank Ltd, a PRA/FCA bank. FSCS follows Griffin, not the gold wordmark. Moneyhub supplies open banking. This is not Starling. Older desk notes that called the brand closed were wrong — the Westfield launch happened. Keep salary at a UK bank. Use this as a savings sleeve if the rate wins.

The Marygold Companies, NYSE American: MGLD. Directories and a prior internal note filed it dead. The March 2025 UK launch and Griffin partnership are the live file. This desk corrects the record.

Marygold & Co. lists Fintech. Marygold & Co. (UK). Easy-access savings provided by Griffin Bank Ltd. Not itself a bank under FCA / PRA (partner) in United Kingdom. On safeguarding we currently write: Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.. Holder / issuer line: Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly App-priced — confirm live; FX Not the job; ATM Not a current-account debit home; interest Griffin easy-access — rates move. This desk would open it for: UK residents shopping a Griffin-powered savings pot who already have Starling or Monzo for salary.

What it does well: Named PRA bank behind the savings SKU; FSCS at Griffin; Launch is live (Mar 2025), not a vapour waitlist. What to watch: Not itself a bank; Not a salary current account; Small. Desk score 6.1 / 10 (safety 6.8, fees 7.0, features 6.2, app 6.8). Last verified 2026-08-30. Headquartered in London, United Kingdom; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: UK residents shopping a Griffin-powered savings pot who already have Starling or Monzo for salary.

Pros

  • +Named PRA bank behind the savings SKU
  • +FSCS at Griffin
  • +Launch is live (Mar 2025), not a vapour waitlist
  • +Honest partner model

Cons

  • Not itself a bank
  • Not a salary current account
  • Small
  • Parent is a US holding company

Account facts

Partner bank
Griffin Bank Ltd; Moneyhub (open banking)

How it actually works

Custody
E-money / stored-value — not a bank deposit
Local rails
Faster Payments
Built for
Personal · Investing
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
No card rail listed

Safety

Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.

Holder / issuer: Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank

  • FCA / PRA (partner)Fintech. Marygold & Co. (UK). Easy-access savings provided by Griffin Bank Ltd. Not itself a bank · United Kingdom

Fees

Monthly
App-priced — confirm live
FX markup
Not the job
ATM
Not a current-account debit home
Interest
Griffin easy-access — rates move

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • UK savings via Griffin Bank
  • FSCS at Griffin
  • Open banking / Moneyhub
  • Not a current account
  • NYSE American parent

Score

Safety25%
6.8
Fees20%
7.0
Features15%
6.2
App15%
6.8
Global15%
2.8
Support10%
6.0

Change log

Full log
  1. Status

    UK app launched via Griffin Bank

    FSCS on Griffin deposits. Prior closed rumours were wrong. Not itself a PRA bank.

Available in

FAQ

01

Is Marygold & Co. a bank?

Marygold & Co. is not a licensed deposit-taker in the classic sense. Money, if any, sits with Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank.

02

How is money protected?

Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.

03

Where is Marygold & Co. available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with Marygold & Co..

04

Card and wallets?

No card rail listed

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

Rate & review

Used Marygold & Co.?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

Your rating