United Kingdom
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Personal free
Marygold & Co.
UK money app. Savings at Griffin Bank Ltd. FSCS on that entity. Not a PRA bank of its own.
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6.1Mixed
AlternativesFive questions
At a glance
Is it a bank?
No. Marygold & Co. is not a bank. Your money sits with Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank.
If it fails?
Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
App-priced — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.1
/10 · Mixed
Marygold & Co. (UK) launched its app in March 2025. Easy-access savings are provided by Griffin Bank Ltd, a PRA/FCA bank. FSCS follows Griffin, not the gold wordmark. Moneyhub supplies open banking. This is not Starling. Older desk notes that called the brand closed were wrong — the Westfield launch happened. Keep salary at a UK bank. Use this as a savings sleeve if the rate wins.
What it is
The Marygold Companies, NYSE American: MGLD. Directories and a prior internal note filed it dead. The March 2025 UK launch and Griffin partnership are the live file. This desk corrects the record.
Best for: UK residents shopping a Griffin-powered savings pot who already have Starling or Monzo for salary.
Last checked 2026-08-30. Not advice.
What it does well
- +Named PRA bank behind the savings SKU
- +FSCS at Griffin
- +Launch is live (Mar 2025), not a vapour waitlist
- +Honest partner model
What to watch
- −Not itself a bank
- −Not a salary current account
- −Small
- −Parent is a US holding company
Who holds the money
The account
- Partner bank
- Griffin Bank Ltd; Moneyhub (open banking)
How money actually moves
- Who holds the cash
- E-money / stored-value — not a bank deposit
- How money moves
- Faster Payments
- Built for
- Personal · Investing
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- Marygold & Co. has no card listed on this file.
Licence first
Safety
Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.
Who holds the money: Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank
- FCA / PRA (partner)Fintech. Marygold & Co. (UK). Easy-access savings provided by Griffin Bank Ltd. Not itself a bank · United Kingdom
Fees
- Monthly
- App-priced — confirm live
- FX markup
- Not the job
- ATM
- Not a current-account debit home
- Interest
- Griffin easy-access — rates move
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- UK savings via Griffin Bank
- FSCS at Griffin
- Open banking / Moneyhub
- Not a current account
- NYSE American parent
Score
- Safety25%
- 6.8
- Fees20%
- 7.0
- Features15%
- 6.2
- App15%
- 6.8
- Global15%
- 2.8
- Support10%
- 6.0
Change log
Full logStatus
UK app launched via Griffin Bank
FSCS on Griffin deposits. Prior closed rumours were wrong. Not itself a PRA bank.
Available in
Straight answers
FAQ
01Is Marygold & Co. a bank?
Marygold & Co. is not a licensed deposit-taker in the classic sense. Money, if any, sits with Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank.
02How is money protected?
Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.
03Where is Marygold & Co. available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Marygold & Co..
04Card and wallets?
Marygold & Co. has no card listed on this file.
05Can I open Marygold & Co. remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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