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UK money app. Savings at Griffin Bank Ltd. FSCS on that entity. Not a PRA bank of its own.
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Our take
Marygold & Co. (UK) launched its app in March 2025. Easy-access savings are provided by Griffin Bank Ltd, a PRA/FCA bank. FSCS follows Griffin, not the gold wordmark. Moneyhub supplies open banking. This is not Starling. Older desk notes that called the brand closed were wrong — the Westfield launch happened. Keep salary at a UK bank. Use this as a savings sleeve if the rate wins.
The Marygold Companies, NYSE American: MGLD. Directories and a prior internal note filed it dead. The March 2025 UK launch and Griffin partnership are the live file. This desk corrects the record.
Marygold & Co. lists Fintech. Marygold & Co. (UK). Easy-access savings provided by Griffin Bank Ltd. Not itself a bank under FCA / PRA (partner) in United Kingdom. On safeguarding we currently write: Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.. Holder / issuer line: Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly App-priced — confirm live; FX Not the job; ATM Not a current-account debit home; interest Griffin easy-access — rates move. This desk would open it for: UK residents shopping a Griffin-powered savings pot who already have Starling or Monzo for salary.
What it does well: Named PRA bank behind the savings SKU; FSCS at Griffin; Launch is live (Mar 2025), not a vapour waitlist. What to watch: Not itself a bank; Not a salary current account; Small. Desk score 6.1 / 10 (safety 6.8, fees 7.0, features 6.2, app 6.8). Last verified 2026-08-30. Headquartered in London, United Kingdom; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: UK residents shopping a Griffin-powered savings pot who already have Starling or Monzo for salary.
Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.
Holder / issuer: Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank
Status
FSCS on Griffin deposits. Prior closed rumours were wrong. Not itself a PRA bank.
Marygold & Co. is not a licensed deposit-taker in the classic sense. Money, if any, sits with Griffin Bank Ltd (savings) — Marygold & Co. (UK) is not the bank.
Marygold is not FSCS-protected as a firm. Eligible easy-access savings sit at Griffin Bank Ltd — FSCS up to £120,000 per depositor per authorised firm if the product is a Griffin deposit. Confirm the statement footer.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Marygold & Co..
No card rail listed
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
PRA/FCA UK bank. Savings and mortgages. FSCS. Not a Starling-class current account.
4.6