MACH

MACH is Banco de Crédito e Inversiones’ prepaid and digital brand. CMF supervises Bci. The purple app is the skin. A CMF bank deposit is not a prepaid float. Directories call MACH a neobank. This desk calls it Bci in app kit. Keep a banco salary pot. Use MACH as spend and P2P if the card wins.

Santiago, 2017. Millions of cards. Bci is the listed bank. The MACH wordmark is marketing. Read the issuer line on the plastic.

MACH lists Prepaid / digital brand of Banco de Crédito e Inversiones. MACH is not a separate CMF bank under CMF / SBIF-era Bci in Chile. On safeguarding we currently write: Chilean deposit guarantee, if it applies, sits at Banco de Crédito e Inversiones on eligible bank deposits. MACH prepaid balances are a different recovery story — read the live T&Cs. Do not treat the purple app as a second Bci pot.. Holder / issuer line: Banco de Crédito e Inversiones (Bci). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Prepaid SKU — confirm live; FX Card FX if any; ATM Bci / Redbanc schedule. This desk would open it for: Chile residents who want Bci in a purple prepaid and already keep a banco current account.

What it does well: Named CMF bank behind the brand; Scale; Honest prepaid DNA. What to watch: Prepaid ≠ Bci current account; Scheme literacy required; Chile-resident. Desk score 6.8 / 10 (safety 6.8, fees 8.0, features 7.4, app 8.2). Last verified 2026-08-30. Headquartered in Santiago, Chile; founded 2017. None of this is advice — it is a file so you can read the entity before the card colour.