Ligo

Peruvian EEDE. Tarjetas Peruanas Prepago S.A. SBS. Not FSD. Not a banco.

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6.0Mixed
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Our take

Desk verdict

Ligo is Tarjetas Peruanas Prepago S.A., an SBS empresa emisora de dinero electrónico. Visa and Mastercard prepaid. Not FSD. B89 is a Visa principal fintech. Kontigo Peru is Gmoney. Three Peruvian prepaid objects. Keep sol deposits at a caja or bank. Use Ligo as e-money if the CCI and card win.

Lima EEDE, SBS-supervised. Play listing names Tarjetas Peruanas Prepago as the developer. Directories dump it next to Interbank. The EEDE word is the review. FSD is for banks and cajas. Prepaid recovery is a different file. Plin interoperability does not move the scheme.

Ligo lists EEDE — Tarjetas Peruanas Prepago S.A. (electronic-money issuer). Not an SBS bank under SBS in Peru. On safeguarding we currently write: Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Ligo is e-money at an EEDE. Prepaid recovery is a different story.. Holder / issuer line: Tarjetas Peruanas Prepago S.A.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Prepaid SKU — confirm live; FX Card FX if any; ATM Prepaid schedule. This desk would open it for: Peru residents who want a named EEDE prepaid and already keep soles at an FSD member.

What it does well: Named SBS EEDE; Largest EEDE by billing on 2025 SBS figures; Plin / CCI rails. What to watch: Not FSD; Not a bank; Prepaid is not a caja deposit. Desk score 6.0 / 10 (safety 5.2, fees 7.4, features 7.0, app 7.0). Last verified 2026-08-30. Headquartered in Lima, Peru; founded 2014. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Peru residents who want a named EEDE prepaid and already keep soles at an FSD member.

Pros

  • +Named SBS EEDE
  • +Largest EEDE by billing on 2025 SBS figures
  • +Plin / CCI rails
  • +Not pretending to be BCP

Cons

  • Not FSD
  • Not a bank
  • Prepaid is not a caja deposit
  • Directories say neobank

How it actually works

Custody
E-money / stored-value — not a bank deposit
Local rails
In-app ledger
Built for
Personal
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · physical · virtual · Google Pay

Safety

Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Ligo is e-money at an EEDE. Prepaid recovery is a different story.

Holder / issuer: Tarjetas Peruanas Prepago S.A.

  • SBSEEDE — Tarjetas Peruanas Prepago S.A. (electronic-money issuer). Not an SBS bank · Peru

Fees

Monthly
Prepaid SKU — confirm live
FX markup
Card FX if any
ATM
Prepaid schedule

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Peruvian e-money account
  • Visa / Mastercard prepaid
  • CCI / Plin interoperability
  • SBS EEDE
  • Not FSD

Score

Safety25%
5.2
Fees20%
7.4
Features15%
7.0
App15%
7.0
Global15%
3.6
Support10%
6.0

Change log

Full log
  1. Licence

    Tarjetas Peruanas Prepago S.A. — SBS EEDE

    Not FSD. Largest EEDE by 2025 billing copy. Prepaid.

Available in

FAQ

01

Is Ligo a bank?

Ligo holds a banking-style licence (SBS). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

Not Peruvian FSD. FSD covers SBS banks, financieras and cajas. Ligo is e-money at an EEDE. Prepaid recovery is a different story.

03

Where is Ligo available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with Ligo.

04

Card and wallets?

visa · physical · virtual · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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