Be-bunk

Be-bunk is BEBUNK SAS. The account sits at Xpollens, a BPCE EMI on Banque de France CIB 51680. That is a payment account, not a French retail bank. FGDR does not follow. Useful in Nouméa. Useless as a second FGDR pot next to a Crédit Agricole salary account.

Leïla Boufeneche, 2022. 39 Rue de Verdun, Nouméa, plus a Paris RCS. Xpollens white-labels the ledger. Metropolitan France is accepted as an address; the product is Pacific. This desk will not upgrade an EMI because the homepage says néobanque.

Be-bunk lists Payment account via Xpollens (BPCE EMI, CIB 51680). BEBUNK SAS, Paris RCS 892 121 559 under Banque de France / ACPR (via Xpollens) in France / New Caledonia / French Polynesia. On safeguarding we currently write: Not FGDR. Xpollens is an EMI; client funds are safeguarded, not deposit-insured. Be-bunk is the brand, Xpollens is the account-holding entity.. Holder / issuer line: Xpollens (BPCE Payments) — EMI, not a bank. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Inclusion SKU — confirm live; FX XPF/EUR is the home corridor; ATM Card-dependent. This desk would open it for: People with a postal address in New Caledonia, French Polynesia, Wallis-et-Futuna or metropolitan France who need a payment account, not FGDR.

What it does well: Named EMI (Xpollens / BPCE); Fills a Pacific gap; No-overdraft stance is explicit. What to watch: Not a bank; Not FGDR; Tiny balance sheet. Desk score 6.2 / 10 (safety 5.8, fees 7.2, features 6.4, app 6.8). Last verified 2026-08-28. Headquartered in Nouméa / Paris, France; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.