MAJORITY

US migrant money app. Not a bank. Eligible cash at Axiom Bank, N.A., Member FDIC. Membership fees.

Wallet / e-moneyTravel moneyactiveUnited States

Rate this app

6.8Mixed
Alternatives

Our take

Desk verdict

MAJORITY is a Houston fintech for internationals. It is not a bank. Live help-centre copy names Axiom Bank, N.A., Member FDIC, as the depository — up to $250,000 if pass-through holds. Older press still says Sutton Bank. Read the current footer. Remittance and calling are the product. Ally and SoFi remain the US salary objects on this desk.

Launched 2019. Visa, wallets, corridors back home. Directories dump it next to Chime. Chime is Bancorp and Stride. This is Axiom plus a membership SKU.

MAJORITY lists Fintech. Not a bank. US deposits at Axiom Bank, N.A., Member FDIC under FDIC (partner) in United States. On safeguarding we currently write: MAJORITY is not FDIC-insured. Eligible deposits sit at Axiom Bank, N.A., Member FDIC, up to $250,000 if pass-through conditions hold. Historic Sutton Bank copy is stale — confirm the live partner.. Holder / issuer line: Axiom Bank, N.A.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Membership-priced — confirm live; FX Remittance corridor is the product; ATM Network / membership. This desk would open it for: US-based internationals who want remittance plus a Visa and already keep a second FDIC account.

What it does well: Named Axiom Bank, N.A. on the live help centre; Honest membership model; Remittance is the job. What to watch: Not a bank; Membership fees; Partner has changed once already. Desk score 6.8 / 10 (safety 6.4, fees 5.8, features 7.4, app 8.0). Last verified 2026-08-30. Headquartered in Houston, United States; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: US-based internationals who want remittance plus a Visa and already keep a second FDIC account.

Pros

  • +Named Axiom Bank, N.A. on the live help centre
  • +Honest membership model
  • +Remittance is the job
  • +Not pretending to be Ally

Cons

  • Not a bank
  • Membership fees
  • Partner has changed once already
  • Not a salary home

Account facts

Partner bank
Axiom Bank, N.A. (live help centre). Historic: Sutton Bank

How it actually works

Custody
E-money / stored-value — not a bank deposit
Local rails
ACH / USD
Built for
Personal · Travel
Settlement
App-ledger instant; bank rails per corridor
Review risk
Bank-grade; still not freeze-proof
Pay surface
visa · physical · virtual · Apple Pay · Google Pay

Safety

MAJORITY is not FDIC-insured. Eligible deposits sit at Axiom Bank, N.A., Member FDIC, up to $250,000 if pass-through conditions hold. Historic Sutton Bank copy is stale — confirm the live partner.

Holder / issuer: Axiom Bank, N.A.

  • FDIC (partner)Fintech. Not a bank. US deposits at Axiom Bank, N.A., Member FDIC · United States

Fees

Monthly
Membership-priced — confirm live
FX markup
Remittance corridor is the product
ATM
Network / membership

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • USD spend account
  • Remittance
  • International calling adjacency
  • Axiom Bank FDIC
  • Not a bank

Score

Safety25%
6.4
Fees20%
5.8
Features15%
7.4
App15%
8.0
Global15%
7.2
Support10%
6.8

Change log

Full log
  1. Safety

    Axiom Bank, N.A. named as FDIC partner

    Not a bank. Historic Sutton Bank copy is stale. Membership fees.

Available in

FAQ

01

Is MAJORITY a bank?

MAJORITY is not a licensed deposit-taker in the classic sense. Money, if any, sits with Axiom Bank, N.A..

02

How is money protected?

MAJORITY is not FDIC-insured. Eligible deposits sit at Axiom Bank, N.A., Member FDIC, up to $250,000 if pass-through conditions hold. Historic Sutton Bank copy is stale — confirm the live partner.

03

Where is MAJORITY available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with MAJORITY.

04

Card and wallets?

visa · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

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Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

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