Klar

Klar is a CNBV SOFIPO (Servicios Financieros Alternativos / Turbofin stack). Eligible view and savings balances sit under the SOFIPO Fondo de Protección up to 25,000 UDIS per person. That is not IPAB. albo is an IFPE. Nu México is a bank conversion. Three different Mexican objects. Keep a banco salary pot. Use Klar if the credit-and-app loop wins.

Mexico City, 2019. Directories say neobank. The Ley de Ahorro y Crédito Popular is the file. Auxi-class SOFIPO failures are why this desk writes the UDIS number in full.

Klar lists SOFIPO — Servicios Financieros Alternativos, S.A., S.F.P. (Klar). Not a banco múltiple under CNBV in Mexico. On safeguarding we currently write: SOFIPO Fondo de Protección up to 25,000 UDIS per person — not IPAB. IPAB is for banks. Klar is not a bank.. Holder / issuer line: Servicios Financieros Alternativos, S.A., S.F.P.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Freemium / credit SKUs — confirm live; FX Not a travel bank; ATM Network schedule; interest Cuenta a la vista / ahorro — rates move. This desk would open it for: Mexico residents who understand a SOFIPO is not a bank and already keep a banco salary account.

What it does well: Named CNBV SOFIPO; Fondo de Protección exists; Honest on the Klar blog that it is not a banco. What to watch: Not IPAB; 25,000 UDIS is not a bank cap; SOFIPO sector has had revocations. Desk score 6.4 / 10 (safety 6.0, fees 7.4, features 7.6, app 8.0). Last verified 2026-08-30. Headquartered in Mexico City, Mexico; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.