- HQ
- Mexico City
- Fee
- Freemium / credit SKUs — confirm live

Mexican SOFIPO. CNBV. Fondo de Protección 25,000 UDIS. Not IPAB. Not Klar.
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Our take
Ku-Bo Financiero is a CNBV SOFIPO, Nivel I. Fondo de Protección up to 25,000 UDIS. That is not IPAB and it is not Klar’s app. Keep a banco current account. Use kubo for the ahorro/crédito SKU if the rate wins. Directories that file it as a digital bank are selling a SOFIPO as a charter.
Mexico, 2012-era popular-finance shop with an app. CONDUSEF ficha is the adult page. Nu’s bank conversion is a different file. albo is IFPE. Three Mexican objects, three schemes.
kubo.financiero lists SOFIPO — Ku-Bo Financiero, S.A. de C.V., S.F.P. Nivel I under CNBV in Mexico. On safeguarding we currently write: SOFIPO Fondo de Protección up to 25,000 UDIS per person — not IPAB. Same legal family as Klar, different company.. Holder / issuer line: Ku-Bo Financiero, S.A. de C.V., S.F.P.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Product-priced — confirm live; FX Not a travel bank; ATM If a debit exists — network; interest Inversión / ahorro — rates move. This desk would open it for: Mexico residents shopping SOFIPO yield who already keep a banco salary account.
What it does well: Named CNBV SOFIPO; Fondo de Protección; Longer-running than the 2020 wave. What to watch: Not IPAB; Nivel I product limits; SOFIPO sector risk. Desk score 5.9 / 10 (safety 5.8, fees 7.0, features 6.8, app 6.8). Last verified 2026-08-30. Headquartered in Mexico City, Mexico; founded 2012. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Mexico residents shopping SOFIPO yield who already keep a banco salary account.
SOFIPO Fondo de Protección up to 25,000 UDIS per person — not IPAB. Same legal family as Klar, different company.
Holder / issuer: Ku-Bo Financiero, S.A. de C.V., S.F.P.
Licence
Ku-Bo Financiero. Same legal family as Klar, different company.
kubo.financiero is not a licensed deposit-taker in the classic sense. Money, if any, sits with Ku-Bo Financiero, S.A. de C.V., S.F.P..
SOFIPO Fondo de Protección up to 25,000 UDIS per person — not IPAB. Same legal family as Klar, different company.
We list 1 market desk on the desk. Residency and onboarding rules still sit with kubo.financiero.
visa · physical · virtual · Google Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.