Malaysia
activeNeobankHalal banking
- HQ
- Kuala Lumpur
- Fee
- Digital-bank SKU — confirm live
Be U
Bank Islam Malaysia’s digital brand. PIDM follows Bank Islam. Migrating into BIMB Mobile.
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6.7Mixed
AlternativesFive questions
At a glance
Is it a bank?
Yes — Digital brand of Bank Islam Malaysia Berhad — Islamic bank (Bank Negara Malaysia). Still read the entity on the statement.
If it fails?
PIDM on eligible deposits at Bank Islam Malaysia Berhad — Be U is the skin, Bank Islam is the member
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Islamic current / savings SKUs — confirm live
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.7
/10 · Mixed
Be U is Bank Islam Malaysia Berhad’s digital brand. PIDM follows Bank Islam. In 2026 the Be U app is being onboarded into BIMB Mobile and progressively phased out. That is a skin change, not a wind-down of the deposit. AEON Bank is the separate BNM Islamic digital bank on this desk.
What it is
Pink app, Qard Saving-i, Al-Awfar. getbeu.com now sells the BIMB Mobile next chapter. Directories will keep a Be U tile for years. This desk keeps the slug so a store-listing ghost cannot look like a live third bank.
Best for: Malaysian residents who want Bank Islam PIDM with a pink app, and will move to BIMB Mobile when told.
Last checked 2026-08-28. Not advice.
What it does well
- +Named Islamic bank behind the brand
- +PIDM
- +Halal product set
- +Not a wallet
What to watch
- −App is being folded into BIMB Mobile
- −Malaysia-only
- −Brand will look ‘closed’ in stale stores
- −Not AEON Bank’s digital-bank class
Who holds the money
The account
- Platforms
- iOS · Android (migrating to BIMB Mobile)
- Account types
- Islamic current / savings
- Partner bank
- Bank Islam Malaysia Berhad
- Minimum balance
- RM 0
- Lowest monthly fee
- Digital SKU — confirm live
- Who can open
- Malaysian residents
- Availability
- Malaysia
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal · Halal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Bank-grade; still not freeze-proof
- Card
- Be U lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
PIDM on eligible deposits at Bank Islam Malaysia Berhad — Be U is the skin, Bank Islam is the member
Who holds the money: Bank Islam Malaysia Berhad
- Bank Negara MalaysiaDigital brand of Bank Islam Malaysia Berhad — Islamic bank · Malaysia
Fees
- Monthly
- Islamic current / savings SKUs — confirm live
- FX markup
- Not a travel card
- ATM
- Bank Islam / network
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- ✓Halal
- Sharia current / savings
- Be U Qard and Al-Awfar
- Migration into BIMB Mobile
- PIDM via Bank Islam
- Halal
Score
- Safety25%
- 8.0
- Fees20%
- 7.4
- Features15%
- 6.8
- App15%
- 7.2
- Global15%
- 3.2
- Support10%
- 6.6
Change log
Full logProduct
Be U migrating into BIMB Mobile
Bank Islam Malaysia brand. PIDM follows Bank Islam. Skin change, not a wind-down of the deposit.
Available in
Straight answers
FAQ
01Is Be U a bank?
Be U holds a banking-style licence (Bank Negara Malaysia). Still read the legal entity on the statement, not the app icon.
02How is money protected?
PIDM on eligible deposits at Bank Islam Malaysia Berhad — Be U is the skin, Bank Islam is the member
03Where is Be U available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Be U.
04Card and wallets?
Be U lists a physical card and a virtual card on visa, plus Google Pay. Confirm the live product in the app — a card is not a current account.
05Can I open Be U remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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