AEON Bank

Score AEON Bank Malaysia as a BNM Islamic digital bank. Do not mix it with AEON Bank Ltd in Japan (FSA), which is a different company. PIDM follows the Malaysian licence. This is not a travel IBAN.

AEON Bank (M) launched in 2024 as Malaysia’s first Islamic digital bank under BNM. It sits in the AEON retail group. Japan also has AEON Bank, Ltd., an FSA bank with a 2025 AML improvement order — that is a separate file. This desk scores the Malaysian digital bank.

AEON Bank lists Islamic digital bank under Bank Negara Malaysia in Malaysia. On safeguarding we currently write: PIDM on eligible deposits at the licensed bank — confirm PIDM membership on the live legal page. Holder / issuer line: AEON Bank (M) Berhad. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Digital-bank SKU — confirm live; FX Not a travel card; ATM Network schedule. This desk would open it for: Malaysian residents who want a BNM Islamic digital bank, not a wallet.

What it does well: Named BNM digital bank; Islamic product set; Group distribution. What to watch: Malaysia-only; Young bank; Not AEON Bank Japan. Desk score 6.6 / 10 (safety 7.8, fees 7.4, features 6.6, app 7.2). Last verified 2026-08-28. Headquartered in Kuala Lumpur, Malaysia; founded 2024. None of this is advice — it is a file so you can read the entity before the card colour.