- HQ
- Biella / Milan
- Fee
- Free SKU plus paid plans — confirm live

Intesa Sanpaolo digital bank. FITD. Italian IBAN. Shared-group cap with Intesa.
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Our take
isybank S.p.A. is Intesa Sanpaolo’s digital bank — the 2023 rebrand of Banca 5, itself ex Banca ITB. FITD. Italian IBAN. Intesa spent hundreds of millions and annoyed branch customers by moving them. HYPE is Sella. Fineco is Fineco. This is Intesa in a light-blue coat. Shared cap.
Torre Gioia 22, Milan. Thought Machine stack. Directories list a 2023 challenger. The albo is an Intesa subsidiary that has existed since 2008 under other names. The app is new. The group is not.
isybank lists Italian bank — isybank S.p.A., Intesa Sanpaolo group (ex Banca 5 / Banca ITB) under Banca d’Italia / ECB in Italy. On safeguarding we currently write: FITD up to €100,000 — Intesa Sanpaolo group. Do not double-count with an Intesa current account.. Holder / issuer line: isybank S.p.A.. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Plan-priced — confirm live; FX Bank tariff; ATM Intesa / Bancomat network. This desk would open it for: Italy residents who want Intesa FITD in a new app and do not already sit at Intesa for the cap.
What it does well: Named Intesa group bank; FITD; Not HYPE / Sella. What to watch: Shared-group cap with Intesa; Forced-migration history from Intesa branches; Italy-resident. Desk score 7.0 / 10 (safety 8.4, fees 7.4, features 7.0, app 7.6). Last verified 2026-08-30. Headquartered in Milan, Italy; founded 2023. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Italy residents who want Intesa FITD in a new app and do not already sit at Intesa for the cap.
FITD up to €100,000 — Intesa Sanpaolo group. Do not double-count with an Intesa current account.
Holder / issuer: isybank S.p.A.
Licence
Ex Banca 5 / ITB. Shared-group cap with Intesa.
isybank holds a banking-style licence (Banca d’Italia / ECB). Still read the legal entity on the statement, not the app icon.
FITD up to €100,000 — Intesa Sanpaolo group. Do not double-count with an Intesa current account.
We list 1 market desk on the desk. Residency and onboarding rules still sit with isybank.
mastercard · physical · virtual · Apple Pay · Google Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Montepaschi’s digital and advice bank. Banca d’Italia / ECB. FITD. Italian IBAN.