Banx

Proximus + Belfius Belgian app. Discontinued December 2024. Graveyard.

NeobankclosedBelgium
Closed 2024-12

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6.2Mixed
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Five questions

At a glance

  • Is it a bank?

    Yes — Discontinued app. Deposits sat at Belfius, a Belgian bank (NBB / FSMA (via Belfius)). Still read the entity on the statement.

  • If it fails?

    Was Belgian deposit guarantee via Belfius, not a separate Banx scheme. Belfius is not on this desk as its own file.

  • Salary?

    Not listed. An IBAN or sort code is not automatically a salary account.

  • Open from abroad?

    Residency and KYC are gated. An App Store listing is not proof you can onboard.

  • Monthly fee

    Was app-priced — product gone

  • Account number

    IBAN is part of the pitch — issuing country not stored.

NeoBankDB Verdict

Licence first · score second

6.2

/10 · Mixed

Graveyard. Banx was a Proximus idea on Belfius rails, launched October 2021, killed December 2024. Clients were pointed at Belfius. The Belgian deposit scheme followed Belfius, not the Banx icon. Do not list it as live.

What it is

Three years, not enough customers, a saturated Belgian app market. The 30 September 2024 Proximus/Belfius note is the obituary. This desk will not invent a successorSlug for a Belfius product we do not file.

Best for: Historical — Belgian telecom-bank JV case study.

Last checked 2026-08-28. Not advice.

Closed 2024-12

Proximus and Belfius ended the Banx app in December 2024 after a joint review. Clients were offered a migration to Belfius.

What it does well

  • +Deposits were at a real Belgian bank
  • +Clean wind-down path to Belfius

What to watch

  • −Closed
  • −Never found a market
  • −Belfius is not in this catalog as a successor product

Who holds the money

The account

How money actually moves

Who holds the cash
Bank balance
How money moves
IBAN / SEPA
Built for
Personal
Settlement
Local rails instant where live; SWIFT slower
Freeze risk
Closed — no new customers
Card
Banx lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.

Licence first

Safety

Was Belgian deposit guarantee via Belfius, not a separate Banx scheme. Belfius is not on this desk as its own file.

Who holds the money: Belfius Bank SA/NV (historic)

  • NBB / FSMA (via Belfius)Discontinued app. Deposits sat at Belfius, a Belgian bank · Belgium

Fees

Monthly
Was app-priced — product gone
FX markup
—
ATM
—

Features

  • ✓IBAN
  • –Fee-free core
  • –Multi-currency
  • ✓Apple Pay
  • ✓Google Pay
  • ✓Virtual card
  • ✓Physical card
  • –Metal card
  • –Crypto
  • –Stocks
  • –Business
  • –Kids
  • –Halal
  • Was a Belgian app current account
  • Telecom + bank JV
  • Sustainability pitch
  • Migrated toward Belfius

Score

Safety25%
7.4
Fees20%
6.5
Features15%
6.0
App15%
6.8
Global15%
3.2
Support10%
6.0

Change log

Full log
  1. Status

    Proximus + Belfius discontinued Banx

    Belgian app closed. Clients pointed at Belfius. No successorSlug — Belfius is not in this catalog.

Available in

Straight answers

FAQ

01

Is Banx a bank?

Banx holds a banking-style licence (NBB / FSMA (via Belfius)). Still read the legal entity on the statement, not the app icon.

02

How is money protected?

Was Belgian deposit guarantee via Belfius, not a separate Banx scheme. Belfius is not on this desk as its own file.

03

Where is Banx available?

We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Banx.

04

Card and wallets?

Banx lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.

05

Can I open Banx remotely?

Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.

Ratings and reviews

No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.

Rate & review

Used Banx?

Stars plus a short note. We publish after a NeoBankDB read. “Verified user” is our tick, not yours.

Your rating

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