- HQ
- Berlin
- Fee
- Free Standard

Belgian digital bank. UniCredit bought it in March 2025. Still a bank.
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Our take
Aion was a Belgian bank. UniCredit closed the purchase of Aion Bank and Vodeno on 7 March 2025. That is an acquisition, not a graveyard tomb. Confirm the name on the IBAN. Do not open it from India.
Aion Bank SA/NV grew out of Banca Monte Paschi Belgio, rebranded 2019, sold a subscription digital bank plus BaaS via Vodeno. UniCredit paid €376m for both. The live consumer site now sits with UniCredit Belgium. This desk keeps the Aion name because that is what people search.
Aion Bank lists Belgian credit institution (now UniCredit group) under NBB / ECB in Belgium. On safeguarding we currently write: Belgian deposit guarantee up to €100,000 on eligible deposits at the credit institution. Holder / issuer line: Aion Bank SA/NV — UniCredit group (confirm live brand on the statement). An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 3 live markets on the product. As we score the sticker: monthly Subscription-style packs historically — confirm live UniCredit tariff; FX Bank tariff; ATM Pack-dependent. This desk would open it for: Belgium residents who already hold the Aion / UniCredit digital IBAN and want to know the licence survived.
What it does well: Credit institution; €100k scheme; Acquisition is not a wind-down. What to watch: Brand is in transition; Subscription history annoyed users; Not a travel FX winner. Desk score 6.9 / 10 (safety 8.0, fees 6.8, features 7.0, app 7.2). Last verified 2026-08-28. Headquartered in Brussels, Belgium; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Belgium residents who already hold the Aion / UniCredit digital IBAN and want to know the licence survived.
Belgian deposit guarantee up to €100,000 on eligible deposits at the credit institution
Holder / issuer: Aion Bank SA/NV — UniCredit group (confirm live brand on the statement)
Status
Belgian credit institution acquired, not wound down. Confirm the live brand on the IBAN. Still a bank.
Aion Bank is not a licensed deposit-taker in the classic sense. Money, if any, sits with Aion Bank SA/NV — UniCredit group (confirm live brand on the statement).
Belgian deposit guarantee up to €100,000 on eligible deposits at the credit institution
We list 3 market desks on the desk. Residency and onboarding rules still sit with Aion Bank.
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No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.