Yearbook of the dead

The year is still being written. Nobody on this desk has a 2026 close date yet.

No close dates in 2026 on this desk yet.

Switzerland’s carrying cost. radicant, Swiss4, Coop Finance+ — and Motus wound up in Canada.

1. CF

   2025-09 · Switzerland

   Coop Finance+closed

   Retailer-bank app discontinued; customers returned to traditional rails.

   Tombstone
2. rd

   2025-06 · Switzerland

   radicantclosed

   Wound down; clients directed toward Alpian. Swiss home market too small for a fourth green bank.

   Tombstone
3. S4

   2025-03 · Switzerland

   Swiss4closed

   Project halted; FINMA path and market did not support the crypto-bank hybrid.

   Tombstone
4. Mb

   2025-01 · Canada

   Motus Bankacquired

   Wound up as a standalone digital bank; customers moved to Meridian.

   Tombstone

BaaS broke in public. Synapse froze end-users while partner banks were solvent. Daylight, Zing, Prizepool, FlowBank.

1. 

   2024-12 · Belgium

   Banxclosed

   Proximus and Belfius ended the Banx app in December 2024 after a joint review. Clients were offered a migration to Belfius.

   Tombstone
2. Dy

   2024-11 · United States

   Daylightclosed

   Shut down after failing to find a sustainable partner-bank path.

   Tombstone
3. Zg

   2024-10 · United Kingdom

   Zingclosed

   HSBC retired the Zing brand; features folded or dropped.

   Tombstone
4. FB

   2024-06 · Switzerland

   FlowBankbankrupt

   FINMA bankruptcy. esisuisse process for eligible deposits.

   Tombstone
5. Pp

   2024-05 · United States

   Prizepoolclosed

   Product shut; prize-linked savings did not become a bank.

   Tombstone
6. Sy

   2024-04 · United States

   Synapsebankrupt

   Chapter 11. Ledger breaks between Synapse and partner banks left end-users unable to access funds even when banks were solvent.

   Tombstone

W1TTY ceased. Directories that still list it as live are why the graveyard exists.

1. W1

   2023-08 · United Kingdom

   W1TTYclosed

   Operations ceased; leftover directories still rank.

   Tombstone