Yearbook of the dead

The year is still being written. Nobody on this desk has a 2026 close date yet.

1. 

   2026-05-02 · United States

   Jenius Bankclosed

   SMBC wound down the US digital brand. Axos Bank acquired the US consumer deposits (~$2.3bn) on 2 May 2026 under a 12 Feb 2026 purchase-and-assumption.

   Tombstone
2. 

   2026-03-11 · India

   Ficlosed

   Consumer banking SKU on the Fi app ended 11 March 2026. Federal Bank partnership ended. The savings account remains a Federal Bank account. Channel is FedMobile, not Fi.

   Tombstone
3. 

   2026-02 · Switzerland

   Kaspar&acquired

   Liberty Vorsorge acquired 100% in February 2026. Independent asset-manager operations continue; retail direct-to-consumer banking is not the live product.

   Tombstone

Switzerland’s carrying cost. radicant, Swiss4, Coop Finance+ — and Motus wound up in Canada.

1. CF

   2025-09 · Switzerland

   Coop Finance+closed

   Retailer-bank app discontinued; customers returned to traditional rails.

   Tombstone
2. 

   2025-07-10 · France

   Ma French Bankclosed

   La Banque Postale wound down the digital subsidiary. Unclaimed balances transferred to Caisse des Dépôts et Consignations from 10 July 2025.

   Tombstone
3. rd

   2025-06 · Switzerland

   radicantclosed

   Wound down; clients directed toward Alpian. Swiss home market too small for a fourth green bank.

   Tombstone
4. S4

   2025-03 · Switzerland

   Swiss4closed

   Project halted; FINMA path and market did not support the crypto-bank hybrid.

   Tombstone
5. Mb

   2025-01 · Canada

   Motus Bankacquired

   Wound up as a standalone digital bank; customers moved to Meridian.

   Tombstone
6. 

   2025 · United States

   Ivellaclosed

   Product sunset. Founders joined EarnIn. Historic deposits sat at a partner bank (Blue Ridge Bank, N.A. in the live era).

   Tombstone

BaaS broke in public. Synapse froze end-users while partner banks were solvent. Daylight, Zing, Prizepool, FlowBank.

1. 

   2024-12 · Belgium

   Banxclosed

   Proximus and Belfius ended the Banx app in December 2024 after a joint review. Clients were offered a migration to Belfius.

   Tombstone
2. Dy

   2024-11 · United States

   Daylightclosed

   Shut down after failing to find a sustainable partner-bank path.

   Tombstone
3. Zg

   2024-10 · United Kingdom

   Zingclosed

   HSBC retired the Zing brand; features folded or dropped.

   Tombstone
4. FB

   2024-06 · Switzerland

   FlowBankbankrupt

   FINMA bankruptcy. esisuisse process for eligible deposits.

   Tombstone
5. Pp

   2024-05 · United States

   Prizepoolclosed

   Product shut; prize-linked savings did not become a bank.

   Tombstone
6. Sy

   2024-04 · United States

   Synapsebankrupt

   Chapter 11. Ledger breaks between Synapse and partner banks left end-users unable to access funds even when banks were solvent.

   Tombstone

W1TTY ceased. Directories that still list it as live are why the graveyard exists.

1. W1

   2023-08 · United Kingdom

   W1TTYclosed

   Operations ceased; leftover directories still rank.

   Tombstone