Jenius Bank

Graveyard as a brand. Jenius Bank was SMBC MANUBANK’s US digital HYSA. Axos Bank completed the deposit acquisition on 2 May 2026 (~$2.3bn). FDIC followed the bank, not the purple wordmark. Indonesian Jenius is a different company. Do not list this as live.

SMBC tried a US digital brand. It did not stick. The 12 February 2026 Axos 8-K and the 4 May 2026 completion 8-K are the file. This desk will not invent a successorSlug for Axos.

Jenius Bank lists US digital brand of SMBC MANUBANK. Not a standalone national bank under OCC / FDIC (via SMBC MANUBANK, historic) in United States. On safeguarding we currently write: Was FDIC at SMBC MANUBANK. From 2 May 2026 the acquired balances sit at Axos Bank, Member FDIC. Confirm the live statement footer.. Holder / issuer line: Axos Bank (from 2 May 2026) / SMBC MANUBANK (historic). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Was HYSA-priced — product gone as Jenius Bank; FX —; ATM —; interest Was a 4%+ HYSA pitch — gone. This desk would open it for: Historical — US HYSA case study. Live cash, if migrated, is at Axos.

What it does well: FDIC at a named bank throughout; Clean P&A to Axos; SEC 8-K is the record. What to watch: Closed as a brand; Axos is not in this catalog as a successor product; Name collision with Indonesian Jenius. Desk score 5.9 / 10 (safety 7.2, fees 7.0, features 5.5, app 6.5). Last verified 2026-08-30. Headquartered in Los Angeles / NYC, United States; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.