- HQ
- San Francisco
- Fee
- Free Checking & Savings

US couples fintech. Sunset. Team joined EarnIn. Historic partner was Blue Ridge Bank.
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Our take
Graveyard. Ivella sunset the couples account and joined EarnIn. The live homepage says so. Historic cash sat at a partner bank, not at the purple icon. EarnIn is not a successorSlug — it is not a checking product on this desk.
Santa Monica, YC-adjacent, $3.5m seed in 2022. Split pots for couples. Directories will scrape the App Store ghost. This desk writes the obituary so a 2022 roundup cannot pretend it is live.
Ivella lists Fintech. Not a bank. Historic BaaS at Blue Ridge Bank, N.A. under US partner bank (historic) in United States. On safeguarding we currently write: Was FDIC pass-through at the partner bank if records were in order. Product is gone. EarnIn is not a successor current account.. Holder / issuer line: Blue Ridge Bank, N.A. (historic). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Was app-priced — product gone; FX —; ATM —. This desk would open it for: Historical — couples-fintech case study.
What it does well: Clean sunset page; Named the join with EarnIn. What to watch: Closed; EarnIn is earned-wage access, not a current account; BaaS history. Desk score 5.2 / 10 (safety 4.4, fees 6.0, features 6.2, app 7.0). Last verified 2026-08-30. Headquartered in Santa Monica, United States; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Historical — couples-fintech case study.
Closed 2025
Product sunset. Founders joined EarnIn. Historic deposits sat at a partner bank (Blue Ridge Bank, N.A. in the live era).
Was FDIC pass-through at the partner bank if records were in order. Product is gone. EarnIn is not a successor current account.
Holder / issuer: Blue Ridge Bank, N.A. (historic)
Status
Historic Blue Ridge Bank BaaS. EarnIn is not a successor current account.
Ivella is not a licensed deposit-taker in the classic sense. Money, if any, sits with Blue Ridge Bank, N.A. (historic).
Was FDIC pass-through at the partner bank if records were in order. Product is gone. EarnIn is not a successor current account.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Ivella.
visa · physical · virtual · Apple Pay
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.