United Kingdom
activeFeaturedNeobank
- HQ
- London
- Fee
- Free
Zing
HSBC’s UK digital brand for newcomers. Retired.
Closed 2024-10
Tap a star to jump to reviews
6.7Mixed
AlternativesFive questions
At a glance
Is it a bank?
No. Zing is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Would have followed HSBC entity — brand is gone
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Was free-ish
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
6.7
/10 · Mixed
Incumbent digital brands die when they cannot beat Monzo on love or Wise on FX.
What it is
Zing was HSBC’s UK app aimed at newcomers. HSBC retired it. The graveyard needs incumbent casualties, not only startups.
Best for: Historical — bank-owned digital brand.
Last checked 2026-08-01. Not advice.
Closed 2024-10
HSBC retired the Zing brand; features folded or dropped.
What it does well
- +HSBC balance sheet
What to watch
- −Brand killed
Who holds the money
The account
How money actually moves
- Who holds the cash
- Safeguarded or partner-bank
- How money moves
- Faster Payments
- Built for
- Personal · Travel
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- Zing lists a physical card and a virtual card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Would have followed HSBC entity — brand is gone
- PRA / FCAHSBC-backed · United Kingdom
Fees
- Monthly
- Was free-ish
- FX markup
- Was the pitch vs high-street
- ATM
- —
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Newcomer current account
- FX
Score
- Safety25%
- 8.0
- Fees20%
- 7.0
- Features15%
- 6.0
- App15%
- 7.0
- Global15%
- 5.0
- Support10%
- 6.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is Zing a bank?
Zing is filed as HSBC-backed. The named regulator is PRA / FCA. Still read the entity on the statement before you send money.
02What happens to money in Zing if it fails?
Would have followed HSBC entity — brand is gone
03What does Zing charge each month?
The monthly fee on this file is Was free-ish. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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