United Kingdom
activeFeaturedNeobank
- HQ
- London
- Fee
- Free
Zing
HSBC’s UK digital brand for newcomers. Retired.
Closed 2024-10
Rate this app
6.7Mixed
AlternativesOur take
Desk verdict
Incumbent digital brands die when they cannot beat Monzo on love or Wise on FX.
Zing was HSBC’s UK app aimed at newcomers. HSBC retired it. The graveyard needs incumbent casualties, not only startups.
Zing lists HSBC-backed under PRA / FCA in United Kingdom. On safeguarding we currently write: Would have followed HSBC entity — brand is gone. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Was free-ish; FX Was the pitch vs high-street; ATM —. This desk would open it for: Historical — bank-owned digital brand.
What it does well: HSBC balance sheet. What to watch: Brand killed. Desk score 6.7 / 10 (safety 8.0, fees 7.0, features 6.0, app 7.0). Last verified 2026-08-01. Headquartered in London, United Kingdom; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Historical — bank-owned digital brand.
Closed 2024-10
HSBC retired the Zing brand; features folded or dropped.
Pros
- +HSBC balance sheet
Cons
- −Brand killed
How it actually works
- Custody
- Safeguarded or partner-bank
- Local rails
- Faster Payments
- Built for
- Personal · Travel
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Closed — no new customers
- Pay surface
- visa · physical · virtual · Apple Pay · Google Pay
Safety
Would have followed HSBC entity — brand is gone
- PRA / FCAHSBC-backed · United Kingdom
Fees
- Monthly
- Was free-ish
- FX markup
- Was the pitch vs high-street
- ATM
- —
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Newcomer current account
- FX
Score
- Safety25%
- 8.0
- Fees20%
- 7.0
- Features15%
- 6.0
- App15%
- 7.0
- Global15%
- 5.0
- Support10%
- 6.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is Zing a bank?+–
Zing is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
Would have followed HSBC entity — brand is gone
Where is Zing available?+–
We list 1 market desk on the desk. Residency and onboarding rules still sit with Zing.
Card and wallets?+–
visa · physical · virtual · Apple Pay · Google Pay
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free