United Kingdom
Germany
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
W1TTY
European digital account that ran out of road.
Closed 2023-08
Tap a star to jump to reviews
5.2Caution
AlternativesFive questions
At a glance
Is it a bank?
No. W1TTY is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Was safeguarding, not FSCS
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
—
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
5.2
/10 · Caution
If a directory still lists W1TTY as live, leave that directory.
What it is
W1TTY was a European digital account. It is gone. We keep the stub so inbound searches hit a tombstone instead of a zombie affiliate page.
Best for: SEO-hygiene graveyard entry.
Last checked 2026-08-01. Not advice.
Closed 2023-08
Operations ceased; leftover directories still rank.
What it does well
What to watch
- −Dead
Who holds the money
The account
How money actually moves
- Who holds the cash
- EMI safeguarded funds
- How money moves
- Faster Payments
- Built for
- Personal · Freelancer
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- W1TTY lists a physical card and a virtual card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Was safeguarding, not FSCS
- EMI pathEMI / payments · EEA / UK
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Multi-currency EMI
Score
- Safety25%
- 4.0
- Fees20%
- 6.0
- Features15%
- 6.0
- App15%
- 6.0
- Global15%
- 5.0
- Support10%
- 4.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is W1TTY a bank?
No. W1TTY is filed as EMI / payments. Read who holds the money before you treat it as a salary account.
02What happens to money in W1TTY if it fails?
W1TTY is closed. Balances were e-money safeguarding, not FSCS.
03What does W1TTY charge each month?
The monthly fee on this file is —. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
activeFeaturedNeobank
- HQ
- Berlin
- Fee
- Free Standard