United States
United Kingdom
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activeCrypto wallet
- HQ
- Omaha
- Fee
- Free wallet
4.5Caution
AlternativesOur take
Desk verdict
Unbanked themselves. Self-custody (Exodus, Trust, MetaMask) is the alternative that is honest.
Celsius Network ran a crypto yield programme and filed Chapter 11 in July 2022. Customers were unsecured lenders. The slogan is the review.
Celsius has no banking licence named on this page — treat the app icon as marketing until the entity is clear. On safeguarding we currently write: None. ‘Earn’ was an unsecured loan to Celsius.. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 3 live markets on the product. As we score the sticker: monthly —; FX —; ATM —. This desk would open it for: The slogan as epitaph.
What it does well: . What to watch: Bankrupt. Desk score 4.5 / 10 (safety 0.8, fees 6.0, features 7.0, app 7.0). Last verified 2026-08-01. Headquartered in New Jersey, United States; founded 2017. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: The slogan as epitaph.
Closed 2022-07
Chapter 11. Yield programme froze. Recovery via court.
Pros
Cons
- −Bankrupt
How it actually works
- Custody
- Exchange omnibus / customer assets
- Local rails
- ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- On-chain + withdrawal queues
- Review risk
- Closed — no new customers
- Pay surface
- No card rail listed
Safety
None. ‘Earn’ was an unsecured loan to Celsius.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Was: earn, borrow, transfer
Score
- Safety25%
- 0.8
- Fees20%
- 6.0
- Features15%
- 7.0
- App15%
- 7.0
- Global15%
- 6.0
- Support10%
- 1.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is Celsius a bank?+–
Celsius is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
None. ‘Earn’ was an unsecured loan to Celsius.
Where is Celsius available?+–
We list 3 market desks on the desk. Residency and onboarding rules still sit with Celsius.
Card and wallets?+–
No card rail listed
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
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