United States
United Kingdom
Australia
activeCrypto wallet
- HQ
- Omaha
- Fee
- Free wallet
4.5Caution
AlternativesFive questions
At a glance
Is it a bank?
No. Celsius is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
None. ‘Earn’ was an unsecured loan to Celsius.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
—
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
4.5
/10 · Caution
Unbanked themselves. Self-custody (Exodus, Trust, MetaMask) is the alternative that is honest.
What it is
Celsius Network ran a crypto yield programme and filed Chapter 11 in July 2022. Customers were unsecured lenders. The slogan is the review.
Best for: The slogan as epitaph.
Last checked 2026-08-01. Not advice.
Closed 2022-07
Chapter 11. Yield programme froze. Recovery via court.
What it does well
What to watch
- −Bankrupt
Who holds the money
The account
How money actually moves
- Who holds the cash
- Exchange omnibus / customer assets
- How money moves
- ACH / USD · Faster Payments
- Built for
- Personal
- Settlement
- On-chain + withdrawal queues
- Freeze risk
- Closed — no new customers
- Card
- Celsius has no card listed on this file.
Licence first
Safety
None. ‘Earn’ was an unsecured loan to Celsius.
- No banking licence listed. Read the entity, not the app icon.
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Was: earn, borrow, transfer
Score
- Safety25%
- 0.8
- Fees20%
- 6.0
- Features15%
- 7.0
- App15%
- 7.0
- Global15%
- 6.0
- Support10%
- 1.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is Celsius still a product?
No. Celsius Network filed Chapter 11 in July 2022. Customers were unsecured lenders to the platform.
02Was Celsius deposit-protected?
None. The earn product was an unsecured loan to Celsius, not a bank deposit and not a safeguarded EMI balance.
03What is the honest alternative to Celsius?
Self-custody wallets such as Exodus, Trust Wallet, or MetaMask — not another yield app with the same loan-book shape.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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