Switzerland
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
Coop Finance+
Swiss retailer bank experiment. Quietly over.
Closed 2025-09
Tap a star to jump to reviews
5.1Caution
AlternativesFive questions
At a glance
Is it a bank?
No. Coop Finance+ is not a licensed bank. Confirm who the money sits with before you send salary there.
If it fails?
Followed the underlying bank, not the plus-brand
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
—
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
5.1
/10 · Caution
A supermarket logo is not a current-account moat.
What it is
Coop Finance+ was a Swiss retailer digital-finance brand. It closed. Another data point that Switzerland does not need more payment apps.
Best for: Graveyard — retailer neobank.
Last checked 2026-08-01. Not advice.
Closed 2025-09
Retailer-bank app discontinued; customers returned to traditional rails.
What it does well
What to watch
- −Closed
Who holds the money
The account
How money actually moves
- Who holds the cash
- Safeguarded or partner-bank
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- Coop Finance+ lists a physical card on mastercard, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Followed the underlying bank, not the plus-brand
- FINMA path / partnerRetail finance app · Switzerland
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- –Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Retailer-linked account
Score
- Safety25%
- 6.0
- Fees20%
- 6.0
- Features15%
- 5.0
- App15%
- 6.0
- Global15%
- 2.0
- Support10%
- 5.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
Straight answers
FAQ
01Is Coop Finance+ a bank?
Coop Finance+ is filed as Retail finance app. The named regulator is FINMA path / partner. Still read the entity on the statement before you send money.
02What happens to money in Coop Finance+ if it fails?
Coop Finance+ is closed. Cover followed the underlying bank, not the plus brand.
03What does Coop Finance+ charge each month?
The monthly fee on this file is —. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeFeaturedNeobankBusiness banking
- HQ
- London
- Fee
- Free personal
activeNeobankBroker
- HQ
- Gland
- Fee
- No fees whenever possible — live list on yuh.com/en/pricing