Switzerland
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
Coop Finance+
Swiss retailer bank experiment. Quietly over.
Closed 2025-09
Rate this app
5.1Caution
AlternativesOur take
Desk verdict
A supermarket logo is not a current-account moat.
Coop Finance+ was a Swiss retailer digital-finance brand. It closed. Another data point that Switzerland does not need more payment apps.
Coop Finance+ lists Retail finance app under FINMA path / partner in Switzerland. On safeguarding we currently write: Followed the underlying bank, not the plus-brand. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly —; FX —; ATM —. This desk would open it for: Graveyard — retailer neobank.
What it does well: . What to watch: Closed. Desk score 5.1 / 10 (safety 6.0, fees 6.0, features 5.0, app 6.0). Last verified 2026-08-01. Headquartered in Switzerland, Switzerland; founded 2022. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Graveyard — retailer neobank.
Closed 2025-09
Retailer-bank app discontinued; customers returned to traditional rails.
Pros
Cons
- −Closed
How it actually works
- Custody
- Safeguarded or partner-bank
- Local rails
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Closed — no new customers
- Pay surface
- mastercard · physical · Apple Pay · Google Pay
Safety
Followed the underlying bank, not the plus-brand
- FINMA path / partnerRetail finance app · Switzerland
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- –Virtual card
- ✓Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Retailer-linked account
Score
- Safety25%
- 6.0
- Fees20%
- 6.0
- Features15%
- 5.0
- App15%
- 6.0
- Global15%
- 2.0
- Support10%
- 5.0
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is Coop Finance+ a bank?+–
Coop Finance+ is not a licensed deposit-taker in the classic sense. Treat the balance as a fintech ledger until you confirm the holder.
How is money protected?+–
Followed the underlying bank, not the plus-brand
Where is Coop Finance+ available?+–
We list 1 market desk on the desk. Residency and onboarding rules still sit with Coop Finance+.
Card and wallets?+–
mastercard · physical · Apple Pay · Google Pay
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
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