France
BforBank
Crédit Agricole’s online bank. ACPR credit institution. FGDR. French IBAN, bank code 16218.
7.1Solid
activeNeobank
- HQ
- Paris
- Fee
- BforBASIC often €0 — confirm live; paid SKUs exist
Ma French Bank
La Banque Postale digital subsidiary. Closed 10 July 2025. Leftovers at Caisse des Dépôts.
Closed 2025-07-10
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4.8Caution
AlternativesFive questions
At a glance
Is it a bank?
Yes — Was a credit institution — Ma French Bank, La Banque Postale group. Closed (ACPR (historic)). Still read the entity on the statement.
If it fails?
Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Product gone
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
4.8
/10 · Caution
Graveyard. Ma French Bank was La Banque Postale’s digital subsidiary. Accounts stopped moving money from 10 July 2025. Unclaimed balances went to Caisse des Dépôts, same Ciclade pipe as French ING (from 15 Feb 2024) and Orange Bank (from 25 Jul 2025). FGDR followed the bank while it lived. It does not resurrect a closed brand. BforBank and L by LCL Pro are the live French digital banks on this desk.
What it is
Launched 2019, announced dead December 2024, closed July 2025. Six years. Directories will keep the tile for a decade. This desk files the CDC date.
Best for: Historical — French digital-bank wind-down. Recover leftovers via Ciclade if unclaimed.
Last checked 2026-08-30. Not advice.
Closed 2025-07-10
La Banque Postale wound down the digital subsidiary. Unclaimed balances transferred to Caisse des Dépôts et Consignations from 10 July 2025.
What it does well
- +Named LBP subsidiary throughout
- +CDC path is documented
- +Same file family as ING FR and Orange Bank
What to watch
- −Closed
- −Directories still list it live
- −Not a successor current account at LBP automatically
Who holds the money
The account
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- In-app ledger
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- Ma French Bank has no card listed on this file.
Licence first
Safety
Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.
Who holds the money: Caisse des Dépôts (unclaimed, from 10 Jul 2025) / Ma French Bank (historic)
- ACPR (historic)Was a credit institution — Ma French Bank, La Banque Postale group. Closed · France
Fees
- Monthly
- Product gone
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- –Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Was LBP digital current
- Closed July 2025
- CDC / Ciclade leftovers
- Same graveyard class as French ING
Score
- Safety25%
- 6.0
- Fees20%
- 6.0
- Features15%
- 4.0
- App15%
- 5.0
- Global15%
- 2.0
- Support10%
- 4.0
Change log
Full logStatus
Closed. Unclaimed balances at Caisse des Dépôts
LBP digital subsidiary. Ciclade from 10 July 2025. Same pipe as French ING and Orange Bank.
Available in
Straight answers
FAQ
01Is Ma French Bank a bank?
Ma French Bank holds a banking-style licence (ACPR (historic)). Still read the legal entity on the statement, not the app icon.
02How is money protected?
Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.
03Where is Ma French Bank available?
We list 1 market on NeoBankDB. Residency and onboarding rules still sit with Ma French Bank.
04Card and wallets?
Ma French Bank has no card listed on this file.
05Can I open Ma French Bank remotely?
Residency and KYC are gated. An App Store listing is not proof you can onboard from your country.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
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