BforBank
Crédit Agricole’s online bank. ACPR credit institution. FGDR. French IBAN, bank code 16218.
- HQ
- Paris
- Fee
- BforBASIC often €0 — confirm live; paid SKUs exist

La Banque Postale digital subsidiary. Closed 10 July 2025. Leftovers at Caisse des Dépôts.
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Our take
Graveyard. Ma French Bank was La Banque Postale’s digital subsidiary. Accounts stopped moving money from 10 July 2025. Unclaimed balances went to Caisse des Dépôts, same Ciclade pipe as French ING (from 15 Feb 2024) and Orange Bank (from 25 Jul 2025). FGDR followed the bank while it lived. It does not resurrect a closed brand. BforBank and L by LCL Pro are the live French digital banks on this desk.
Launched 2019, announced dead December 2024, closed July 2025. Six years. Directories will keep the tile for a decade. This desk files the CDC date.
Ma French Bank lists Was a credit institution — Ma French Bank, La Banque Postale group. Closed under ACPR (historic) in France. On safeguarding we currently write: Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.. Holder / issuer line: Caisse des Dépôts (unclaimed, from 10 Jul 2025) / Ma French Bank (historic). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly Product gone; FX —; ATM —. This desk would open it for: Historical — French digital-bank wind-down. Recover leftovers via Ciclade if unclaimed.
What it does well: Named LBP subsidiary throughout; CDC path is documented; Same file family as ING FR and Orange Bank. What to watch: Closed; Directories still list it live; Not a successor current account at LBP automatically. Desk score 4.8 / 10 (safety 6.0, fees 6.0, features 4.0, app 5.0). Last verified 2026-08-30. Headquartered in Paris, France; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Historical — French digital-bank wind-down. Recover leftovers via Ciclade if unclaimed.
Closed 2025-07-10
La Banque Postale wound down the digital subsidiary. Unclaimed balances transferred to Caisse des Dépôts et Consignations from 10 July 2025.
Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.
Holder / issuer: Caisse des Dépôts (unclaimed, from 10 Jul 2025) / Ma French Bank (historic)
Status
LBP digital subsidiary. Ciclade from 10 July 2025. Same pipe as French ING and Orange Bank.
Ma French Bank holds a banking-style licence (ACPR (historic)). Still read the legal entity on the statement, not the app icon.
Was FGDR at Ma French Bank / LBP group. From 10 July 2025 unclaimed balances sit at Caisse des Dépôts (Ciclade). Confirm any live recovery on ciclade.caissedesdepots.fr.
We list 1 market desk on the desk. Residency and onboarding rules still sit with Ma French Bank.
No card rail listed
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Crédit Agricole’s online bank. ACPR credit institution. FGDR. French IBAN, bank code 16218.