Switzerland
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
4.2Caution
AlternativesFive questions
At a glance
Is it a bank?
Yes — Did not complete as a full retail bank (FINMA path). Still read the entity on the statement.
If it fails?
N/A at close
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
—
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
4.2
/10 · Caution
Do not confuse leftover landing pages with a live bank.
What it is
Swiss4 was a Swiss crypto-bank attempt. It belongs in the graveyard so leftover SEO pages stop looking alive.
Best for: Graveyard — crypto-bank cautionary.
Last checked 2026-08-01. Not advice.
Closed 2025-03
Project halted; FINMA path and market did not support the crypto-bank hybrid.
What it does well
- +Ambition
What to watch
- −Closed before product-market
Who holds the money
The account
How money actually moves
- Who holds the cash
- Bank balance
- How money moves
- Crypto on-ramp
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Freeze risk
- Closed — no new customers
- Card
- Swiss4 has no card listed on this file.
Licence first
Safety
N/A at close
- FINMA pathDid not complete as a full retail bank · Switzerland
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- ✓Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Intended CHF + crypto hybrid
Score
- Safety25%
- 4.0
- Fees20%
- 5.0
- Features15%
- 5.0
- App15%
- 5.0
- Global15%
- 2.0
- Support10%
- 4.0
Change log
Full logStatus
Closed to new customers
Graveyard. Successor path if any is listed on the product. Do not pitch as a live Swiss account.
Status
Closed to new customers
Graveyard. Successor path if any is listed on the product. Do not pitch as a live Swiss account.
Available in
Straight answers
FAQ
01Is Swiss4 a bank?
Swiss4 is filed as Did not complete as a full retail bank. The named regulator is FINMA path. Still read the entity on the statement before you send money.
02What happens to money in Swiss4 if it fails?
Swiss4 did not complete as a full retail bank. There is nothing left to protect.
03What does Swiss4 charge each month?
The monthly fee on this file is —. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeExchange
- HQ
- San Francisco
- Fee
- Maker-taker
activeNeobankBroker
- HQ
- Gland
- Fee
- No fees whenever possible — live list on yuh.com/en/pricing