Switzerland
activeFeaturedNeobankCrypto card
- HQ
- London
- Fee
- Free
4.2Caution
AlternativesOur take
Desk verdict
Do not confuse leftover landing pages with a live bank.
Swiss4 was a Swiss crypto-bank attempt. It belongs in the graveyard so leftover SEO pages stop looking alive.
Swiss4 lists Did not complete as a full retail bank under FINMA path in Switzerland. On safeguarding we currently write: N/A at close. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 1 live markets on the product. As we score the sticker: monthly —; FX —; ATM —. This desk would open it for: Graveyard — crypto-bank cautionary.
What it does well: Ambition. What to watch: Closed before product-market. Desk score 4.2 / 10 (safety 4.0, fees 5.0, features 5.0, app 5.0). Last verified 2026-08-01. Headquartered in Switzerland, Switzerland; founded 2021. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: Graveyard — crypto-bank cautionary.
Closed 2025-03
Project halted; FINMA path and market did not support the crypto-bank hybrid.
Pros
- +Ambition
Cons
- −Closed before product-market
How it actually works
- Custody
- Bank balance
- Local rails
- Crypto on-ramp
- Built for
- Personal
- Settlement
- App-ledger instant; bank rails per corridor
- Review risk
- Closed — no new customers
- Pay surface
- No card rail listed
Safety
N/A at close
- FINMA pathDid not complete as a full retail bank · Switzerland
Fees
- Monthly
- —
- FX markup
- —
- ATM
- —
Features
- –IBAN
- –Fee-free core
- –Multi-currency
- –Apple Pay
- –Google Pay
- –Virtual card
- –Physical card
- –Metal card
- ✓Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Intended CHF + crypto hybrid
Score
- Safety25%
- 4.0
- Fees20%
- 5.0
- Features15%
- 5.0
- App15%
- 5.0
- Global15%
- 2.0
- Support10%
- 4.0
Change log
Full logStatus
Closed to new customers
Graveyard. Successor path if any is listed on the product. Do not pitch as a live Swiss account.
Status
Closed to new customers
Graveyard. Successor path if any is listed on the product. Do not pitch as a live Swiss account.
Available in
FAQ
Is Swiss4 a bank?+–
Swiss4 holds a banking-style licence (FINMA path). Still read the legal entity on the statement, not the app icon.
How is money protected?+–
N/A at close
Where is Swiss4 available?+–
We list 1 market desk on the desk. Residency and onboarding rules still sit with Swiss4.
Card and wallets?+–
No card rail listed
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
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