moey!

Crédito Agrícola digital brand. BdP. Portuguese FGD. Not Millennium BCP. Not ActivoBank.

NeobankactivePortugal

Rate this app

7.2Solid
Alternatives

Our take

Desk verdict

moey! is a brand of the Crédito Agrícola group. Banco de Portugal. Portuguese FGD up to €100,000, shared with CA. ActivoBank is Millennium BCP — a different FGD pot. Directories still attach moey to BCP because both are Portuguese and green-ish. The footer on moey.pt names Caixa Central de Crédito Agrícola Mútuo. Read it.

Launched 2019. Amadora operations, Lisbon IBAN. MB WAY is the local rail. This desk will not gift it to Millennium.

moey! lists Digital brand of Caixa Central de Crédito Agrícola Mútuo / CA group. Portuguese FGD under Banco de Portugal / ECB in Portugal. On safeguarding we currently write: Portuguese FGD up to €100,000 — moey! is Crédito Agrícola. Shared group cap with CA. Do not double-count.. Holder / issuer line: Caixa Central de Crédito Agrícola Mútuo / associated CA boxes. An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly €0 maintenance pitch — confirm live; FX Bank tariff; ATM MB / CA network. This desk would open it for: Portugal residents who want a CA current in an app, not BCP’s ActivoBank.

What it does well: Named BdP group behind the brand; Portuguese FGD; DECO PROteste satisfaction nod (2026 window). What to watch: Portugal-resident; Shared FGD cap with CA; Directories still write Millennium BCP. Desk score 7.2 / 10 (safety 8.4, fees 8.4, features 7.0, app 8.0). Last verified 2026-08-30. Headquartered in Lisbon, Portugal; founded 2019. None of this is advice — it is a file so you can read the entity before the card colour.

Best for: Portugal residents who want a CA current in an app, not BCP’s ActivoBank.

Pros

  • +Named BdP group behind the brand
  • +Portuguese FGD
  • +DECO PROteste satisfaction nod (2026 window)
  • +Not Millennium

Cons

  • Portugal-resident
  • Shared FGD cap with CA
  • Directories still write Millennium BCP
  • Not a travel FX champion

Account facts

Platforms
iOS · Android
Account types
Portuguese current
Partner bank
Caixa Central de Crédito Agrícola Mútuo
Minimum balance
€0
Lowest monthly fee
€0 maintenance pitch — confirm live
Who can open
Portugal residents
Availability
Portugal

How it actually works

Custody
Issued / held via Caixa Central de Crédito Agrícola Mútuo / associated CA boxes
Local rails
IBAN / SEPA
Built for
Personal
Settlement
Local rails instant where live; SWIFT slower
Review risk
Fintech reviews can pause inbound while they check a transfer
Pay surface
visa · physical · virtual · Apple Pay · Google Pay

Safety

Portuguese FGD up to €100,000 — moey! is Crédito Agrícola. Shared group cap with CA. Do not double-count.

Holder / issuer: Caixa Central de Crédito Agrícola Mútuo / associated CA boxes

  • Banco de Portugal / ECBDigital brand of Caixa Central de Crédito Agrícola Mútuo / CA group. Portuguese FGD · Portugal

Fees

Monthly
€0 maintenance pitch — confirm live
FX markup
Bank tariff
ATM
MB / CA network

Features

  • IBAN
  • Fee-free core
  • Multi-currency
  • Apple Pay
  • Google Pay
  • Virtual card
  • Physical card
  • Metal card
  • Crypto
  • Stocks
  • Business
  • Kids
  • Halal
  • Portuguese IBAN
  • MB WAY
  • €0 maintenance pitch
  • FGD via CA
  • Not ActivoBank

Score

Safety25%
8.4
Fees20%
8.4
Features15%
7.0
App15%
8.0
Global15%
3.4
Support10%
7.0

Change log

Full log
  1. Licence

    Crédito Agrícola digital brand — Portuguese FGD

    Not Millennium BCP. Not ActivoBank. Shared CA cap.

Available in

FAQ

01

Is moey! a bank?

moey! is not a licensed deposit-taker in the classic sense. Money, if any, sits with Caixa Central de Crédito Agrícola Mútuo / associated CA boxes.

02

How is money protected?

Portuguese FGD up to €100,000 — moey! is Crédito Agrícola. Shared group cap with CA. Do not double-count.

03

Where is moey! available?

We list 1 market desk on the desk. Residency and onboarding rules still sit with moey!.

04

Card and wallets?

visa · physical · virtual · Apple Pay · Google Pay

Ratings and reviews

No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.

Rate & review

Used moey!?

Stars plus a short note. We publish after a desk read. “Verified user” is our tick, not yours.

Your rating