Knab

Knab is no longer Knab N.V. S&P: on 29 November 2025 the merger completed and Knab became BAWAG AG’s passported branch in the Netherlands. Eligible deposits sit under Austrian ESA up to €100,000, not the Dutch DGS. bunq is still a Dutch bank with Dutch DGS. This is an Austrian bank in Dutch kit. A Dutch IBAN here is a BAWAG IBAN. Do not double-count the cap with other BAWAG pots.

Launched 2012 as Aegon’s answer to the crisis. ASR inherited it. BAWAG bought the shares in November 2024 and folded the licence in 2025. Amsterdam shop-front, Vienna scheme. Directories still say Aegon Bank and Dutch DGS. This desk writes the branch and the ESA footnote.

Knab lists Passported Dutch branch of BAWAG AG (Austria). Knab N.V. merged in on 29 Nov 2025 under ECB / FMA / DNB (host) in Netherlands / Austria. On safeguarding we currently write: Austrian ESA (Einlagensicherung Austria) up to €100,000 per depositor per credit institution. Knab is BAWAG AG’s Dutch branch — not a Dutch DGS bank. Shared cap with other BAWAG AG deposits.. Holder / issuer line: BAWAG AG (Dutch branch, trading as Knab). An AML programme is claimed. Local bank details (IBAN / sort code / equivalent) are part of the pitch. We list 1 live markets on the product. As we score the sticker: monthly Account packs — confirm live; FX Bank tariff; ATM Network schedule; interest Savings SKUs — rates move. This desk would open it for: Netherlands residents and ZZP who want a bank IBAN and already understand the scheme sits in Vienna, not Amsterdam.

What it does well: Named credit institution (BAWAG AG); ESA €100k; ZZP-friendly history. What to watch: Scheme is Austrian ESA, not Dutch DGS; Shared cap with other BAWAG deposits; Pack fees. Desk score 7.0 / 10 (safety 8.2, fees 7.2, features 7.2, app 7.8). Last verified 2026-08-30. Headquartered in Amsterdam, Netherlands; founded 2012. None of this is advice — it is a file so you can read the entity before the card colour.