Singapore
United States
India
activeFeaturedCrypto card
- HQ
- Hong Kong
- Fee
- Free virtual
Kast
USDC business account and Visa cards. Crypto treasury, not a bank.
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7.3Solid
AlternativesFive questions
At a glance
Is it a bank?
No. Kast is not a bank. Your money sits with Visa BIN sponsor (rotates — confirm in-app).
If it fails?
USDC is not a bank deposit. No FDIC, no FSCS, no DICGC.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Free virtual · paid metal / extra cards
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.3
/10 · Solid
Kast (KST / CAST in forums) is the business crypto-card. Put it next to RedotPay (consumer) and Mercury (fiat start-up bank). Never instead of FDIC.
What it is
Kast is a Singapore-born platform for spending USDC on Visa, with a business SKU. The user typed CAST / KST — same product. The balance is a stablecoin.
Best for: Teams that already hold USDC and need cards, not a first operating account.
Last checked 2026-08-01. Not advice.
What it does well
- +Business-shaped crypto card
- +Virtual cards for vendors
- +Apple Pay
- +Faster than a US LLC bank for crypto-native firms
What to watch
- −Not a bank
- −BIN sponsor opacity
- −Accounting still wants a real account
- −KYC corridors fail silently
Who holds the money
The account
- Platforms
- Web · iOS · Android
- Account types
- Stablecoin business cards
- Minimum balance
- $0
- Lowest monthly fee
- Plan-based
- Who can open
- Companies in supported corridors
- Availability
- Global, KYB gated
How money actually moves
- Who holds the cash
- Insured bank deposit
- How money moves
- UPI / INR · ACH / USD
- Built for
- Business
- Settlement
- Card auth in seconds
- Freeze risk
- Fintech reviews can pause inbound while they check a transfer
- Card
- Kast lists a physical card and a virtual card and a metal card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
USDC is not a bank deposit. No FDIC, no FSCS, no DICGC.
Who holds the money: Visa BIN sponsor (rotates — confirm in-app)
- VASP / card programme partnersStablecoin account + Visa BIN · Singapore / global
Fees
- Monthly
- Free virtual · paid metal / extra cards
- FX markup
- Stablecoin conversion + scheme FX
- ATM
- On the card tariff
Features
- –IBAN
- ✓Fee-free core
- –Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- ✓Metal card
- –Crypto
- –Stocks
- ✓Business
- –Kids
- –Halal
- USDC business balances
- Virtual and metal Visa
- Team cards
- On-chain top-up
- Apple Pay
Score
- Safety25%
- 5.8
- Fees20%
- 7.6
- Features15%
- 8.4
- App15%
- 8.2
- Global15%
- 8.0
- Support10%
- 6.4
Change log
Full logProduct
USDC treasury + cards for firms
Business crypto card. Pair with a real operating account.
Product
USDC treasury + cards for firms
Business crypto card. Pair with a real operating account.
Available in
Straight answers
FAQ
01Is Kast a bank?
Kast is filed as Stablecoin account + Visa BIN. The named regulator is VASP / card programme partners. Still read the entity on the statement before you send money.
02What happens to money in Kast if it fails?
USDC is not a bank deposit. No FDIC, no FSCS, no DICGC.
03What does Kast charge each month?
The monthly fee on this file is Free virtual · paid metal / extra cards. Fees change — open the operator's pricing page if it is linked.
Ratings and reviews
4.0 / 5 from 1 published review on NeoBankDB.
Ops at a UAE LLC
United Arab Emirates· 2026-08-27Verified userUSDC treasury with cards for contractors. Accounting still wants a real bank next to it.
Alternatives
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