Crypto.com

A crypto card with a marketing budget. Score the current stake table, not the 2021 one. RedotPay is often simpler for pure USDT spend.

Crypto.com (Monaco) is a Singapore-headquartered crypto app. The Visa card is the consumer object. Benefits historically required a CRO lockup; those tables change. Crypto balances are not bank deposits.

Crypto.com lists Exchange + card programme by market under Multiple VASP in Singapore / global. On safeguarding we currently write: Crypto not insured. Card is a spend product on a crypto/fiat account.. Holder / issuer line: BIN sponsors by country (historically various EU/UK issuers). An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 8 live markets on the product. As we score the sticker: monthly Card tiers gated by CRO stake (terms change — verify); FX FX on card + spread on crypto sell; ATM Tiered ATM. This desk would open it for: Users who want a metal crypto card and will read the stake terms twice.

What it does well: Card design and Apple Pay; Brand everywhere; App craft. What to watch: CRO-gated benefits moved; Trustpilot is a war zone; Rewards ≠ safety. Desk score 7.2 / 10 (safety 6.4, fees 6.6, features 8.4, app 8.4). Last verified 2026-08-01. Headquartered in Singapore, Singapore; founded 2016. None of this is advice — it is a file so you can read the entity before the card colour.