Singapore
United Kingdom
France
Germany
Australia
Canada
United Arab Emirates
United States
activeFeaturedCrypto card
- HQ
- Hong Kong
- Fee
- Free virtual
Crypto.com
The stadium-named crypto app: exchange, card, and a metal hierarchy.
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7.2Solid
AlternativesFive questions
At a glance
Is it a bank?
No. Crypto.com is not a bank. Your money sits with BIN sponsors by country (historically various EU/UK issuers).
If it fails?
Crypto not insured. Card is a spend product on a crypto/fiat account.
Salary?
Not listed. An IBAN or sort code is not automatically a salary account.
Open from abroad?
Residency and KYC are gated. An App Store listing is not proof you can onboard.
Monthly fee
Card tiers gated by CRO stake (terms change — verify)
Account number
No IBAN-class local rail on this file.
NeoBankDB Verdict
Licence first · score second
7.2
/10 · Solid
A crypto card with a marketing budget. Score the current stake table, not the 2021 one. RedotPay is often simpler for pure USDT spend.
What it is
Crypto.com (Monaco) is a Singapore-headquartered crypto app. The Visa card is the consumer object. Benefits historically required a CRO lockup; those tables change. Crypto balances are not bank deposits. NeoBankDB is not this brand. Open only on the official homepage listed here. Outbound goes through /go and pauses. We do not deep-link /login, /signin, or app-store intercept pages. We do not host a login form. We do not put the brand in a subdomain. Official homepage: https://crypto.com
Best for: Users who want a metal crypto card and will read the stake terms twice.
Last checked 2026-09-17. Not advice.
What it does well
- +Card design and Apple Pay
- +Brand everywhere
- +App craft
What to watch
- −CRO-gated benefits moved
- −Trustpilot is a war zone
- −Rewards ≠ safety
Who holds the money
The account
How money actually moves
- Who holds the cash
- Exchange omnibus / customer assets
- How money moves
- ACH / USD · Faster Payments · Crypto on-ramp
- Built for
- Travel
- Settlement
- Card auth in seconds
- Freeze risk
- Compliance holds on fiat ramps are common
- Card
- Crypto.com lists a physical card and a virtual card and a metal card on visa, plus Apple Pay and Google Pay. Confirm the live product in the app — a card is not a current account.
Licence first
Safety
Crypto not insured. Card is a spend product on a crypto/fiat account.
Who holds the money: BIN sponsors by country (historically various EU/UK issuers)
- Multiple VASPExchange + card programme by market · Singapore / global
Fees
- Monthly
- Card tiers gated by CRO stake (terms change — verify)
- FX markup
- FX on card + spread on crypto sell
- ATM
- Tiered ATM
Features
- –IBAN
- –Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- ✓Metal card
- ✓Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Visa cards including metal
- Spot crypto
- CRO rewards (variable)
- Pay
Score
- Safety25%
- 6.4
- Fees20%
- 6.6
- Features15%
- 8.4
- App15%
- 8.4
- Global15%
- 8.4
- Support10%
- 5.2
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Straight answers
FAQ
01Where is the official site?
NeoBankDB is not this brand. Open only on the official homepage listed here. Outbound goes through /go and pauses. We do not deep-link /login, /signin, or app-store intercept pages. We do not host a login form. We do not put the brand in a subdomain. Official homepage: https://crypto.com Outbound through /go only. No login deep-link.
02Is Crypto.com a bank?
Crypto.com is filed as Exchange + card programme by market. The named regulator is Multiple VASP. Still read the entity on the statement before you send money.
03What happens to money in Crypto.com if it fails?
Crypto not insured. Card is a spend product on a crypto/fiat account.
Ratings and reviews
No published user reviews yet. The NeoBankDB score still comes from licence, fees, and the product — not from an empty star average.
Alternatives
activeCrypto card
- HQ
- London
- Fee
- Free + paid X-tras
activeFeaturedExchange
- HQ
- San Francisco
- Fee
- Free to hold
From NeoBankDB
News1 Aug 2026 · 3 min
RedotPay keeps showing up where other crypto cards stopped issuing
UAE, Nigeria, Southeast Asia. Virtual Visa in minutes. Still not a bank.
Read the noteNote4 Aug 2026 · 8 min
Crypto cards after the stadium era: RedotPay, Crypto.com, Wirex
The job is spend USDT at a terminal. The risk is that the balance is not a deposit. A comparison that ignores the BIN sponsor is incomplete.
Read the note