United Kingdom
Australia
Singapore
United States
activeFeaturedCrypto cardExchange
- HQ
- Singapore
- Fee
- Card tiers gated by CRO stake (terms change — verify)
Wirex
The original crypto card, still issuing in more places than you think.
Rate this app
7.1Solid
AlternativesOur take
Desk verdict
The veteran. Check whether your country still gets a card before you switch.
Wirex is a London EMI that pioneered crypto cards. Fiat e-money is safeguarded; crypto is not. It remains a sane UK-adjacent alternative to stadium-named apps.
Wirex lists EMI (UK) under FCA in United Kingdom. On safeguarding we currently write: EMI safeguarding on fiat e-money; crypto is separate. Holder / issuer line: Wirex programme / BIN sponsor. An AML programme is claimed. There is no IBAN-class local rail on the flags we store. We list 4 live markets on the product. As we score the sticker: monthly Free + paid X-tras; FX Crypto sell + scheme FX; ATM Fair-usage then fees. This desk would open it for: UK/EU users who want a long-running crypto card with an EMI wrapper on fiat.
What it does well: Longevity; EMI fiat sleeve; Card issuing history. What to watch: Quieter than Crypto.com; Rewards complexity. Desk score 7.1 / 10 (safety 6.8, fees 7.2, features 7.6, app 7.2). Last verified 2026-08-01. Headquartered in London, United Kingdom; founded 2014. None of this is advice — it is a file so you can read the entity before the card colour.
Best for: UK/EU users who want a long-running crypto card with an EMI wrapper on fiat.
Pros
- +Longevity
- +EMI fiat sleeve
- +Card issuing history
Cons
- −Quieter than Crypto.com
- −Rewards complexity
How it actually works
- Custody
- EMI safeguarded funds
- Local rails
- ACH / USD · Faster Payments · Crypto on-ramp
- Built for
- Travel
- Settlement
- Card auth in seconds
- Review risk
- Compliance holds on fiat ramps are common
- Pay surface
- visa · physical · virtual · metal · Apple Pay · Google Pay
Safety
EMI safeguarding on fiat e-money; crypto is separate
Holder / issuer: Wirex programme / BIN sponsor
- FCAEMI (UK) · United Kingdom
Fees
- Monthly
- Free + paid X-tras
- FX markup
- Crypto sell + scheme FX
- ATM
- Fair-usage then fees
Features
- –IBAN
- ✓Fee-free core
- ✓Multi-currency
- ✓Apple Pay
- ✓Google Pay
- ✓Virtual card
- ✓Physical card
- ✓Metal card
- ✓Crypto
- –Stocks
- –Business
- –Kids
- –Halal
- Crypto and fiat card
- Cryptoback
- Accounts
- Metal
Score
- Safety25%
- 6.8
- Fees20%
- 7.2
- Features15%
- 7.6
- App15%
- 7.2
- Global15%
- 7.4
- Support10%
- 6.4
Change log
Full logNo dated notes yet. When the licence, fees, or status moves, it lands here.
Available in
FAQ
Is Wirex a bank?+–
Wirex is not a licensed deposit-taker in the classic sense. Money, if any, sits with Wirex programme / BIN sponsor.
How is money protected?+–
EMI safeguarding on fiat e-money; crypto is separate
Where is Wirex available?+–
We list 4 market desks on the desk. Residency and onboarding rules still sit with Wirex.
Card and wallets?+–
visa · physical · virtual · metal · Apple Pay · Google Pay
Ratings and reviews
No published user reviews yet. The desk score still comes from licence, fees, and the product — not from a empty star average.
Alternatives
Full alternatives page
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