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Account finder
Where you live, personal or business, what you need. We only list products we actually review — with the KYC caveat on the tin.
14 live matches for a personal file from United Kingdom. Regulator: PRA and FCA (Bank of England / FCA dual regime). FSCS covers eligible deposits up to £120,000 per person per authorised firm (from 1 December 2025)
RevolutLocal KYC
Digital bank and e-money app. Licence depends on the entity.
Usually needs residency or a local director.
UK bank sleeve is not the same as the e-money wallet. Availability is residency-gated.
8.6Strong
Starling BankLocal KYC
The grown-up UK challenger: bank first, app second.
Usually needs residency or a local director.
UK PRA bank. Best when you actually live or incorporate there.
8.1Strong
MonzoLocal KYC
UK current account that made banking feel like a group chat.
Usually needs residency or a local director.
UK residents. A real bank. Not a remote IBAN mill.
8.1Strong
KrakenLocal KYC
The exchange that kept proving it could survive everyone else’s collapse.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.9Solid
LedgerLocal KYC
Hardware signer for self-custody. Not a bank, and not the CL Card.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.7Solid
Chase UKLocal KYC
J.P. Morgan Europe Limited trading as Chase. UK bank, PRA/FCA, FSCS up to £120,000.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.6Solid
ExodusLocal KYC
Pretty self-custody wallet with built-in swap.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.6Solid
MetaMaskLocal KYC
The EVM browser wallet. Infrastructure, not a bank.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.4Solid
eToroLocal KYC
Social investing: copy traders, stocks, and crypto in one feed.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.4Solid
WirexLocal KYC
The original crypto card, still issuing in more places than you think.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
7.1Solid
KrooLocal KYC
PRA/FCA UK bank. FSCS. FRN 953772. Not an EMI and not a prepaid leftover.
Usually needs residency or a local director.
PRA/FCA UK bank, FRN 953772. FSCS £120k. Smaller toolkit than Starling / Monzo.
7.1Solid
Gnosis PayLocal KYC
On-chain IBAN thinking with a Visa. Self-custody adjacent card.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
6.9Mixed
Questions people actually type
01Can I open a US bank account from India without flying?
A chartered US bank almost never. Wise (and some fintechs) can issue USD account details to people who pass KYC. For a company, form a US LLC first, then try Wise Business, Relay, or Mercury — Mercury got pickier on US address in 2025–26.
02Is Wise a bank?
No. It is an EMI / payments firm. Local account details sit at partner banks. Safeguarding is not FSCS or FDIC on the Wise entity.
03What does ‘remote’ mean here?
You can often complete KYC on a video call without living in the product’s home country. It is not a guarantee of approval.
04Why is Revolut missing for my country?
Residency-gated. If we do not list it, they are not taking that residency on the consumer file we track — or the product is business-only.
NeoBankDB does not open accounts, form companies, or give legal advice. Approval is the provider’s.