Tools
Where you live, personal or business, what you need. We only list products we actually review — with the KYC caveat on the tin.
11 live matches for a personal file from United Kingdom. Regulator: PRA and FCA (Bank of England / FCA dual regime). FSCS covers eligible deposits up to £85,000 per person per authorised firm
RevolutLocal KYC
Global money app that finally became a UK bank.
Usually needs residency or a local director.
UK bank sleeve is not the same as the e-money wallet. Availability is residency-gated.
Starling BankLocal KYC
The grown-up UK challenger: bank first, app second.
Usually needs residency or a local director.
UK PRA bank. Best when you actually live or incorporate there.
MonzoLocal KYC
UK current account that made banking feel like a group chat.
Usually needs residency or a local director.
UK residents. A real bank. Not a remote IBAN mill.
KrakenLocal KYC
The exchange that kept proving it could survive everyone else’s collapse.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
ExodusLocal KYC
Pretty self-custody wallet with built-in swap.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
MetaMaskLocal KYC
The EVM browser wallet. Infrastructure, not a bank.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
eToroLocal KYC
Social investing: copy traders, stocks, and crypto in one feed.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
WirexLocal KYC
The original crypto card, still issuing in more places than you think.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
Gnosis PayLocal KYC
On-chain IBAN thinking with a Visa. Self-custody adjacent card.
In our market list for this country.
Listed as live in this market. Confirm KYC on their site — we do not open accounts.
KestrlLocal KYC
UK app for Muslim money habits. Not a bank.
Usually needs residency or a local director.
UK halal spend/save.
BeaconLocal KYC
Cheshire credit union, ex Halton CU. Common bond. Not Beacon Bank US and not a BaaS.
Usually needs residency or a local director.
UK credit union. Cheshire / WA common bond. FSCS if authorised. Not Beacon Bank US.
A chartered US bank almost never. Wise (and some fintechs) can issue USD account details to people who pass KYC. For a company, form a US LLC first, then try Wise Business, Relay, or Mercury — Mercury got pickier on US address in 2025–26.
No. It is an EMI / payments firm. Local account details sit at partner banks. Safeguarding is not FSCS or FDIC on the Wise entity.
You can often complete KYC on a video call without living in the product’s home country. It is not a guarantee of approval.
Residency-gated. If we do not list it, they are not taking that residency on the consumer file we track — or the product is business-only.
NeoBankDB does not open accounts, form companies, or give legal advice. Approval is the provider’s.